Investment options of THE RELATED GROUP 401K SAVINGS PLAN
Total Available Funds: 26
| Investment Description |
|---|
| STATE STREET EQUITY 500 INDEX K MUTUAL FUNDS |
| GOLDMAN SACHS STABLE VAL INSTL SERIES CIASS 1 COLLECTIVE TRUST |
| T. ROWE PRICE ALL-CAP OPPORTUNITIES INV MUTUAL FUNDS |
| STATE ST TARGET RET 2035 NL COLLECTIVE TRUST |
| STATE ST TARGET RET 2030 NL COLLECTIVE TRUST |
| STATE ST TARGET RET 2055 NL COLLECTIVE TRUST |
| STATE ST TARGET RET 2050 NL COLLECTIVE TRUST |
| METROPOLITAN WEST TOTAL RETURN BOND M MUTUAL FUNDS |
| STATE ST TARGET RET 2045 NL COLLECTIVE TRUST |
| PUTNAM LARGE CAP VALUE Y MUTUAL FUNDS |
| CHARLES SCHWAB INSTL SELF-DIRECTED BROKERAGE ACCOUNT |
| STATE ST TARGET RET 2040 NL COLLECTIVE TRUST |
| STATE ST TARGET RET 2025 NL COLLECTIVE TRUST |
| VICTORY SYCAMORE MUTUAL FUNDS |
| TRANSAMERICA INTERNATIONAL EQUITY R6 MUTUAL FUNDS |
| JANUS HENDERSON TRITON N MUTUAL FUNDS |
| FIDELITY SMALL CAP INDEX MUTUAL FUNDS |
| STATE ST TARGET RET 2020 NL COLLECTIVE TRUST |
| GOLDMAN SACHS INFL PROTECTED SECS INSTL MUTUAL FUNDS |
| STATE ST TARGET RET 2060 NL COLLECTIVE TRUST |
| MFS MID CAP GROWTH R6 MUTUAL FUNDS |
| GOLDMAN SACHS SMALL CAP VALUE INSIGHTS R6 MUTUAL FUNDS |
| PRINCIPAL REAL ESTATE SECURITIES A MUTUAL FUNDS |
| DRIEHAUS EMERGING MARKETS GROWTH INSTL MUTUAL FUNDS |
| STATE ST TARGET RET 2065 NL COLLECTIVE TRUST |
| STATE ST TARGET RET INCOME NL CI M COLLECTIVE TRUST |
Investment model portfolios
We provide two types of investment model portfolios for THE RELATED GROUP 401K SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for THE RELATED GROUP 401K SAVINGS PLAN