Investment options of THE MOLPUS COMPANY 401(K) PROFIT SHARING PLAN
Total Available Funds: 39
| Investment Description |
|---|
| AF NEW PERSPECTIVE MUTUAL FUND |
| FEDERATED HERMES TOTAL RETURN MUTUAL FUND |
| FIDELITY ADVISOR STRATEGIC IN MUTUAL FUND |
| FIDELITY INTERNATIONAL INDEX MUTUAL FUND |
| FIDELITY SELECT SOFTWARE IT MUTUAL FUND |
| FIDELITY SMALL CAP INDEX MUTUAL FUND |
| INVESCO DEVELOPING MARKETS MUTUAL FUND |
| INVESCO GLOBAL REAL ESTATE INC MUTUAL FUND |
| JANUS HENDERSON BALANCED MUTUAL FUND |
| INTERNATIOANL EQUITY FUND COMMON COLLECTIVE |
| SMALL CAP VALUE FUND II COMMON COLLECTIVE |
| JP MORGAN SMARTRETIRE 2020 MUTUAL FUND |
| JP MORGAN SMARTRETIRE 2025 MUTUAL FUND |
| JP MORGAN SMARTRETIRE 2030 MUTUAL FUND |
| JP MORGAN SMARTRETIRE 2035 MUTUAL FUND |
| JP MORGAN SMARTRETIRE 2040 MUTUAL FUND |
| JP MORGAN SMARTRETIRE 2045 MUTUAL FUND |
| JP MORGAN SMARTRETIRE 2050 MUTUAL FUND |
| JP MORGAN SMARTRETIRE 2055 MUTUAL FUND |
| JP MORGAN SMARTRETIRE 2060 MUTUAL FUND |
| JP MORGAN SMARTRETIRE INCOME MUTUAL FUND |
| MFS MASSACHUSETTS INVESTORS MUTUAL FUND |
| PGIM GLOBAL TOTAL RETURN MUTUAL FUND |
| PIMCO GLOBAL TOTAL RETURN MUTUAL FUND |
| PIMCO STOCKPLUS INT'L MUTUAL FUND |
| PIONEER FLOATING RATE MUTUAL FUND |
| SCHWAB TREASURY INFL PROTECTED MUTUAL FUND |
| SPROTT GOLD FUND INVESTOR MUTUAL FUND |
| VANGUARD 500 INDEX ADMIRAL MUTUAL FUND |
| VANGUARD MID CAP INDEX FUND MUTUAL FUND |
| VANGUARD MID CAP GROWTH INDEX MUTUAL FUND |
| VANGUARD MID CAP VALUE INDEX MUTUAL FUND |
| VANGUARD REAL ESTATE INDEX MUTUAL FUND |
| VANGUARD SMALL CAP INDEX MUTUAL FUND |
| VANGUARD WINDSOR II FUND MUTUAL FUND |
| VICTORY RS GLOBAL MUTUAL FUND |
| VOYA INTERMEDIATE BONS MUTUAL FUND |
| KEY GUARANTEED PORTFOLIO MUTUAL FUND |
| TD AMERITRADE SDBA |
Investment model portfolios
We provide two types of investment model portfolios for THE MOLPUS COMPANY 401(K) PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for THE MOLPUS COMPANY 401(K) PROFIT SHARING PLAN