Investment options of THE MARY IMOGENE BASSETT HOSPITAL RETIREMENT PLAN
Total Available Funds: 29
| Investment Description |
|---|
| TIAA CREF STOCK R2 ACCOUNT |
| TIAA CREF MONEY MARKET R2 ACCOUNT |
| TIAA CREF SOCIAL CHOICE R2 ACCOUNT |
| TIAA CREF CORE BOND R2 ACCOUNT |
| TIAA CREF GLOBAL EQUITIES R2 ACCOUNT |
| TIAA CREF GROWTH R2 ACCOUNT |
| TIAA CREF EQUITY INDEX R2 ACCOUNT |
| TIAA CREF INFLATION-LINKED BOND R2 ACCOUNT |
| TIAA CREF CORE BOND R4 ACCOUNT |
| TIAA CREF GLOBAL EQUITIES R4 ACCOUNT |
| TIAA CREF INFLATION-LINKED BOND R4 ACCOUNT |
| TIAA CREF SOCIAL CHOICE R4 ACCOUNT |
| TIAA TIAA LIFECYCLE INDEX 2010 FUND |
| TIAA TIAA LIFECYCLE INDEX 2015 FUND |
| TIAA TIAA LIFECYCLE INDEX 2020 FUND |
| TIAA TIAA LIFECYCLE INDEX RETIREMENT INCOME FUND |
| TIAA TIAA INTERNATIONAL EQUITY INDEX FUND |
| TIAA TIAA MONEY MARKET FUND |
| TIAA TIAA SMALL-CAP BLEND INDEX FUND |
| Charles Schwab S& P 500 Index Fund |
| Clearbridge International Growth Fund |
| Principal SmallCap Fund |
| Principal Edge Midcap Fund |
| BlackRock iShares Russell Mid-Cap Index Fund |
| BlackRock iShares U.S. Aggregate Bond Index Fund |
| Principal Real Estate Securities Fund |
| Baird Core Plus Bond Fund |
| T. Rowe Price Dividend Growth Fund |
| TIAA Self Directed Account |
Investment model portfolios
We provide two types of investment model portfolios for THE MARY IMOGENE BASSETT HOSPITAL RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for THE MARY IMOGENE BASSETT HOSPITAL RETIREMENT PLAN