Investment options of THE ELYRIA MANUFACTURING CORPORATION PROFIT SHARING PLAN AND TRUST
Total Available Funds: 22
| Investment Description |
|---|
| FEDERATED HERMES CAPITAL PRESERVATION FUND CLASS R6 |
| JANUS HENDERSON TRITON FUND CLASS A |
| AMERICAN CENTURY INFLATION ADJUSTED BOND FUND CLASS A |
| WELLS FARGO SPECIAL MID CAP A |
| EATON VANCE HIGH INCOME OPPORTUNITIES FUND |
| LOOMIS SAYLES GLOBAL ALLOCATION CLASS A |
| PRINCIPAL REAL ESTATE SECURITIES CLASS A |
| AMERICAN FUNDS 2010 TARGET DATE RETIREMENT FUND |
| AMERICAN FUNDS 2025 TARGET DATE RETIREMENT FUND |
| AMERICAN FUNDS 2035 TARGET DATE RETIREMENT FUND |
| AMERICAN FUNDS 2060 TARGET DATE RETIREMENT FUND |
| EATON VANCE ATLANTA CAPITAL SMID-CAP CLASS A |
| JPMORGAN EQUITY INCOME FUND CLASS R3 |
| ISHARES S&P INDEX FUND CLASS K |
| MFS INTERNATIONAL VALUE FUND CLASS A |
| MFS INTERNATIONAL GROWTH FUND CLASS A |
| DELAWARE SMALL CAP VALUE FUND CLASS A |
| DELAWARE EMERGING MARKETS FUND CLASS A |
| CLEARBRIDGE LARGE CAP GROWTH FUND CLASS A |
| MFS TOTAL RETURN BOND FUND CLASS A |
| WESTERN ASSET CORE PLUS BOND FUND CLASS A |
| VANGUARD SMALL CAP INDEX FUND |
Investment model portfolios
We provide two types of investment model portfolios for THE ELYRIA MANUFACTURING CORPORATION PROFIT SHARING PLAN AND TRUST participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for THE ELYRIA MANUFACTURING CORPORATION PROFIT SHARING PLAN AND TRUST