Investment options of SWIFT, CURRIE, MCGHEE & HIERS 401(K) PROFIT SHARING PLAN
Total Available Funds: 26
| Investment Description |
|---|
| METROPOLITAN WEST TOTAL RETURN BOND FUND ADMIN. CLASS |
| AMERICAN FUNDS EURO PACIFIC GROWTH R6 |
| LOOMIS SAYLES SMALL CAP GROWTH |
| VANGUARD TREASURY MONEY MARKET |
| ALLSPRING ALLSPRING SPE SM CP VALUATION |
| MASSMUTUAL SELECT MID CAP GROWTH R5 |
| HARBOR CAPITAL APPRECIATION FUND |
| MFS LARGE CAP VALUE CIT |
| MFS MID CAP VALUE FUND |
| NORTHERN TRUST AGGREGATE BOND INDEX FUND |
| NORTHERN TRUST ALL COUNTRY WORLD INDEX EX-US FUND |
| NORTHERN TRUST EXTENDED EQUITY MARKET INDEX FUND |
| NORTHERN TRUST S&P 500 INDEX FUND |
| T. ROWE PRICE STABLE VALUE FUND |
| T. ROWE PRICE 2005 RETIREMENT DATE FUND |
| T. ROWE PRICE 2010 RETIREMENT DATE FUND |
| T. ROWE PRICE 2015 RETIREMENT DATE FUND |
| T. ROWE PRICE 2020 RETIREMENT DATE FUND |
| T. ROWE PRICE 2025 RETIREMENT DATE FUND |
| T. ROWE PRICE 2030 RETIREMENT DATE FUND |
| T. ROWE PRICE 2035 RETIREMENT DATE FUND |
| T. ROWE PRICE 2040 RETIREMENT DATE FUND |
| T. ROWE PRICE 2045 RETIREMENT DATE FUND |
| T. ROWE PRICE 2050 RETIREMENT DATE FUND |
| T. ROWE PRICE 2055 RETIREMENT DATE FUND |
| T. ROWE PRICE 2060 RETIREMENT DATE FUND |
Investment model portfolios
We provide two types of investment model portfolios for SWIFT, CURRIE, MCGHEE & HIERS 401(K) PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SWIFT, CURRIE, MCGHEE & HIERS 401(K) PROFIT SHARING PLAN