Investment options of STRADLEY, RONON, STEVENS & YOUNG, LLP RETIREMENT PLAN I
Total Available Funds: 32
| Investment Description |
|---|
| CHARLES SCHWAB SCHWAB RETIREMENT GOVERNMENT MONEY FUND |
| AMERICAN FUNDS AMERICAN FUNDS FUNDAMENTAL INVESTORS |
| AMERICAN FUNDS AMERICAN FUNDS EUROPACIFIC GR |
| ARTISAN ARTISAN INTERNATIONAL SMALL- MID INSTITUTIONAL |
| BLACKROCK BLACKROCK INFLATION PROTECTED BOND |
| FIDELITY INVESTMENTS FIDELITY EXTENDED MKT INDEX |
| MFS MFS GROWTH R6 |
| PIMCO PIMCO TOTAL RETURN |
| T. ROWE PRICE T. ROWE PRICE MID- CAP GROWTH |
| VANGUARD VANGUARD 500 INDEX ADMIRAL |
| VANGUARD VANGUARD EXPLORER ADMIRAL |
| VANGUARD VANGUARD TOTAL INTL STOCK INDEX ADM |
| VANGUARD VANGUARD TOTAL STOCK MKT IDX ADM |
| VANGUARD VANGUARD WELLINGTON ADM |
| VANGUARD VANGUARD WINDSOR II ADM |
| VANGUARD VANGUARD TOTAL BOND MARKET INDEX ADM |
| VANGUARD VANGUARD TOTAL INTERNATIONAL BOND INDEX ADM |
| VANGUARD VANGUARD SMALL CAP VALUE INDEX ADM |
| VICTORY VICTORY ESTABLISHED VALUE |
| CHARLES SCHWAB TRUST BANK SCHWAB MANAGED RETIREMENT TRUST 2010 |
| CHARLES SCHWAB TRUST BANK SCHWAB MANAGED RETIREMENT TRUST 2015 |
| CHARLES SCHWAB TRUST BANK SCHWAB MANAGED RETIREMENT TRUST 2020 |
| CHARLES SCHWAB TRUST BANK SCHWAB MANAGED RETIREMENT TRUST 2025 |
| CHARLES SCHWAB TRUST BANK SCHWAB MANAGED RETIREMENT TRUST 2030 |
| CHARLES SCHWAB TRUST BANK SCHWAB MANAGED RETIREMENT TRUST 2035 |
| CHARLES SCHWAB TRUST BANK SCHWAB MANAGED RETIREMENT TRUST 2040 |
| CHARLES SCHWAB TRUST BANK SCHWAB MANAGED RETIREMENT TRUST 2045 |
| CHARLES SCHWAB TRUST BANK SCHWAB MANAGED RETIREMENT TRUST 2050 |
| CHARLES SCHWAB TRUST BANK SCHWAB MANAGED RETIREMENT TRUST 2055 |
| CHARLES SCHWAB TRUST BANK SCHWAB MANAGED RETIREMENT TRUST 2060 |
| CHARLES SCHWAB TRUST BANK SCHWAB MANAGED RETIREMENT INCOME III |
| PRINCIPAL GLOBAL INVESTORS MORLEY STABLE VALUE FUND |
Investment model portfolios
We provide two types of investment model portfolios for STRADLEY, RONON, STEVENS & YOUNG, LLP RETIREMENT PLAN I participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for STRADLEY, RONON, STEVENS & YOUNG, LLP RETIREMENT PLAN I