Investment options of STOLL KEENON OGDEN PROFIT SHARING PLAN
Total Available Funds: 28
| Investment Description |
|---|
| AMERICAN BEACON SMALL CAP VALUE R6 MUTUAL FUND |
| ARTISAN MID CAP INSTITUTIONAL MUTUAL FUND |
| DODGE & COX INCOME FUND MUTUAL FUND |
| DODGE & COX INTERNATIONAL STOCK MUTUAL FUND |
| FEDERATED HERMES GOVT OBLIGATIONS INSTL MUTUAL FUND |
| FIDELITY CONTRAFUND MUTUAL FUND |
| FIDELITY INTL CPTL APPREC K6 MUTUAL FUND |
| FRANKLIN SMALL CAP GROWTH R6 MUTUAL FUND |
| HARBOR CAPITAL APPRECIATION RETIREMENT MUTUAL FUND |
| INVESTSCO DEVELOPING MRKTS R6 MUTUAL FUND |
| MFS MID CAP VALUE R6 MUTUAL FUND |
| MFS VALUE R6 MUTUAL FUND |
| PRINCIPAL REAL ESTATE SECURITIES INST MUTUAL FUND |
| T. ROWE PRICE HIGH YIELD I MUTUAL FUND |
| T. ROWE PRICE RETIREMENT BALANCED I MUTUAL FUND |
| T. ROWE PRICE RETIREMENT I 2020 I MUTUAL FUND |
| T. ROWE PRICE RETIREMENT I 2030 I MUTUAL FUND |
| T. ROWE PRICE RETIREMENT I 2040 I MUTUAL FUND |
| T. ROWE PRICE RETIREMENT I 2050 I MUTUAL FUND |
| T. ROWE PRICE RETIREMENT I 2060 I MUTUAL FUND |
| VANGUARD 500 INDEX FUND - ADMIRAL MUTUAL FUND |
| VANGUARD BALANCED INDEX FUND - ADMIRAL MUTUAL FUND |
| VANGUARD MID CAP INDEX ADM MUTUAL FUND |
| VANGUARD SHORT-TERM FEDERAL ADM MUTUAL FUND |
| VANGUARD SMALL CAP INDEX FUND - ADMIRAL MUTUAL FUND |
| VANGUARD TOTAL BOND MARKET INDEX ADMIRAL MUTUAL FUND |
| VANGUARD WINDSOR II FUND - ADMIRAL MUTUAL FUND |
| MORLEY STABLE VALUE FUND COMMON COLLECTIVE TRUST |
Investment model portfolios
We provide two types of investment model portfolios for STOLL KEENON OGDEN PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for STOLL KEENON OGDEN PROFIT SHARING PLAN