Investment options of STAHL SHEAFFER ENGINEERING, LLC 401(K) PROFIT SHARING PLAN
Total Available Funds: 31
| Investment Description |
|---|
| PRINCIPAL GLOBAL INVESTORS PRINCIPAL GUARANTEED OPTION |
| ALLSPRING GLOBAL INVESTMENTS ALLSPRING SPECIAL MID CAP VALUE R6 FUND |
| ISHARES S&P 500 INDEX K FUND |
| ISHARES US AGGREGATE BOND INDEX K FUND |
| AMERICAN FUNDS TARGET DATE RETIREMENT 2045 R6 FUND |
| AMERICAN FUNDS TARGET DATE RETIREMENT 2050 R6 FUND |
| AMERICAN FUNDS TARGET DATE RETIREMENT 2055 R6 FUND |
| AMERICAN FUNDS TARGET DATE RETIREMENT 2060 R6 FUND |
| AMERICAN FUNDS TARGET DATE RETIREMENT 2065 R6 FUND |
| AMERICAN FUNDS US GOVERNMENT SECURITIES R6 FUND |
| CARILLON EAGLE MID CAP GROWTH R6 FUND |
| COHEN & STEERS REAL ESTATE SECURITIES Z FUND |
| COLUMBIA DIVIDEND INCOME I3 FUND |
| COLUMBIA EMERGING MARKETS I3 FUND |
| COLUMBIA SMALL CAP GROWTH I3 FUND |
| DELAWARE SMALL CAP CORE R6 FUND |
| DWS ENHANCED COMMODITY STRATEGY R6 FUND |
| FIDELITY INTERNATIONAL INDEX FUND |
| JANUS HENDERSON BALANCED N FUND |
| JP MORGAN US EQUITY R6 FUND |
| CLEARBRIDGE LARGE CAP GROWTH IS FUND |
| MFS CORPORATE BOND R6 FUND |
| MFS INTERNATIONAL DIVERSIFICATION R6 FUND |
| PARNASSUS MID CAP INSTITUTIONAL FUND |
| PGIM GLOBAL TOTAL RETURN R6 FUND |
| PIMCO EMERGING MARKETS BOND INSTITUTIONAL FUND |
| ROYCE SMALL-AMP;CAP OPPORTUNITY INSTL FUND |
| TRANSAMERICA INTERNATIONAL EQUITY R6 FUND |
| VANGUARD INFLATION-PROTECTED SECURITIES ADMIRAL FUND |
| VANGUARD INTERNATIONAL GROWTH ADMIRAL FUND |
| WESTERN ASSET CORE PLUS BOND IS FUND |
Investment model portfolios
We provide two types of investment model portfolios for STAHL SHEAFFER ENGINEERING, LLC 401(K) PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for STAHL SHEAFFER ENGINEERING, LLC 401(K) PROFIT SHARING PLAN