Investment options of SRS DISTRIBUTION INC. 401(K) PLAN
Total Available Funds: 35
| Investment Description |
|---|
| FIDELITY BROKERAGE LINK SELF DIRECTED BROKERAGE |
| FIDELITY GOVERNMENT MONEY MARKET K6 MUTUAL FUND |
| FIDELITY TOTAL MARKET INDEX MUTUAL FUND |
| T. ROWE PRICE GROWTH STOCK MUTUAL FUND |
| VANGUARD EQUITY-INCOME ADM MUTUAL FUND |
| FIDELITY MID CAP INDEX MUTUAL FUND |
| JPMORGAN MID CAP GROWTH R6 MUTUAL FUND |
| VICTORY SYCAMORE ESTABLISHED VALUE R6 MUTUAL FUND |
| VANGUARD SMALL CAP INDEX ADM MUTUAL FUND |
| FIDELITY FREEDOM INDEX INC INSTL PREM MUTUAL FUND |
| COHEN & STEERS REAL ESTATE SECURITIES I MUTUAL FUND |
| BLACKROCK HIGH YIELD BOND INSTL MUTUAL FUND |
| PGIM TOTAL RETURN BOND R6 MUTUAL FUND |
| VANGUARD SHORT-TERM FEDERAL ADM MUTUAL FUND |
| VANGUARD SHORT-TERM INVESTMENT-GRADE ADM MUTUAL FUND |
| FIDELITY FREEDOM INDEX 2005 INSTL PREM MUTUAL FUND |
| FIDELITY FREEDOM INDEX 2010 INSTL PREM MUTUAL FUND |
| FIDELITY FREEDOM INDEX 2015 INSTL PREM MUTUAL FUND |
| FIDELITY FREEDOM INDEX 2020 INSTL PREM MUTUAL FUND |
| FIDELITY FREEDOM INDEX 2025 INSTL PREM MUTUAL FUND |
| FIDELITY FREEDOM INDEX 2030 INSTL PREM MUTUAL FUND |
| FIDELITY FREEDOM INDEX 2035 INSTL PREM MUTUAL FUND |
| FIDELITY FREEDOM INDEX 2040 INSTL PREM MUTUAL FUND |
| FIDELITY FREEDOM INDEX 2045 INSTL PREM MUTUAL FUND |
| FIDELITY FREEDOM INDEX 2050 INSTL PREM MUTUAL FUND |
| FIDELITY FREEDOM INDEX 2055 INSTL PREM MUTUAL FUND |
| FIDELITY FREEDOM INDEX 2060 INSTL PREM MUTUAL FUND |
| FIDELITY FREEDOM INDEX 2065 INSTL PREM MUTUAL FUND |
| JPMORGAN EMERGING MARKETS EQUITY R6 MUTUAL FUND |
| FIDELITY BLENDED STABLE VALUE FUND STABLE VALUE FUND |
| MORGAN STANLEY INSTITUTIONAL FUND, INC. |
| JANUS HENDERSON GLOBAL EQUITY INCOME FUND |
| AB SMALL CAP GROWTH PORTFOLIO |
| PGIM GLOBAL TOTAL RETURN FUND R6 |
| VANGUARD SMALL CAP VALUE INDEX FUND |
Investment model portfolios
We provide two types of investment model portfolios for SRS DISTRIBUTION INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SRS DISTRIBUTION INC. 401(K) PLAN