Investment options of SOUTHEAST GEORGIA HEALTH SYSTEM, INC. 403(B) RETIREMENT SAVINGS PLAN
Total Available Funds: 37
| Investment Description |
|---|
| VALIC SEPARATE ACCOUNT A AGGRESSIVE GROWTH LIFESTYLE |
| VALIC SEPARATE ACCOUNT A AMERICAN BEACON BRDWY LARGE CAP GRW |
| VALIC SEPARATE ACCOUNT A ARIEL APPRECIATION FUND |
| VALIC SEPARATE ACCOUNT A ARIEL FUND 50 |
| VALIC SEPARATE ACCOUNT A ASSET ALLOCATION FUND 1 |
| VALIC SEPARATE ACCOUNT A BLUE CHIP GROWTH FUND 4 |
| VALIC SEPARATE ACCOUNT A CORE BOND FUND |
| VALIC SEPARATE ACCOUNT A DIVIDEND VALUE |
| VALIC SEPARATE ACCOUNT A EMERGING ECONOMIES |
| VALIC SEPARATE ACCOUNT A GLOBAL REAL ESTATE FUND 3 |
| VALIC SEPARATE ACCOUNT A GLOBAL STRATEGY 2 |
| VALIC SEPARATE ACCOUNT A GOVERNMENT MONEY MARKET 5 |
| VALIC SEPARATE ACCOUNT A GOVERNMENT SECURITIES FUND 4 |
| VALIC SEPARATE ACCOUNT A GROWTH FUND |
| VALIC SEPARATE ACCOUNT A HIGH YIELD BOND FUND 8 |
| VALIC SEPARATE ACCOUNT A INFLATION PROTECTED FUND 8 |
| VALIC SEPARATE ACCOUNT A INTERNATIONAL EQUITIES FUND |
| VALIC SEPARATE ACCOUNT A INTERNATIONAL GOVERNMENT BOND 9 |
| VALIC SEPARATE ACCOUNT A INTERNATIONAL GROWTH I FUND |
| VALIC SEPARATE ACCOUNT A INTERNATIONAL OPPORTUNITIES 9 |
| VALIC SEPARATE ACCOUNT A INTERNATIONAL SOCIALLY RESPONSIBLE FUND 2 |
| VALIC SEPARATE ACCOUNT A INTERNATIONAL VALUE FUND |
| VALIC SEPARATE ACCOUNT A INVESCO BALANCED-RISK COMMODITY STRATEGY FUND 4 |
| VALIC SEPARATE ACCOUNT A LARGE CAPITAL GROWTH |
| VALIC SEPARATE ACCOUNT A MID CAP INDEX FUND |
| VALIC SEPARATE ACCOUNT A MID CAP STRATEGIC GROWTH |
| VALIC SEPARATE ACCOUNT A MID CAP VALUE FUND |
| VALIC SEPARATE ACCOUNT A MODERATE GROWTH LIFESTYLE 8 |
| VALIC SEPARATE ACCOUNT A NASDAQ-100 (R) INDEX FUND |
| VALIC SEPARATE ACCOUNT A SCIENCE & TECHNOLOGY FUND |
| VALIC SEPARATE ACCOUNT A SMALL CAP GROWTH FUND |
| VALIC SEPARATE ACCOUNT A SMALL CAP INDEX FUND |
| VALIC SEPARATE ACCOUNT A SMALL CAP SPECIAL VALUE FUND |
| VALIC SEPARATE ACCOUNT A SMALL CAP VALUE FUND |
| VALIC SEPARATE ACCOUNT A SOCIALLY RESPONSIBLE FUND |
| VALIC SEPARATE ACCOUNT A STOCK INDEX FUND |
| VALIC SEPARATE ACCOUNT A SYSTEMATIC CORE FUND |
Investment model portfolios
We provide two types of investment model portfolios for SOUTHEAST GEORGIA HEALTH SYSTEM, INC. 403(B) RETIREMENT SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SOUTHEAST GEORGIA HEALTH SYSTEM, INC. 403(B) RETIREMENT SAVINGS PLAN