Investment options of SIEBERT WILLIAMS SHANK & CO., LLC 401K SAVINGS PLAN
Total Available Funds: 30
| Investment Description |
|---|
| AMERICAN FUNDS AMERICAN BALANCED R6 |
| AMERICAN FUNDS AMERICAN 2055 TRGT DATE RETIRE R6 |
| AMERICAN FUNDS AMERICAN 2025 TRGT DATE RETIRE R6 |
| AMERICAN FUNDS AMERICAN 2030 TRGT DATE RETRE R6 |
| AMERICAN FUNDS AMERICAN 2035 TRGT DATE RETIRE R6 |
| AMERICAN FUNDS AMERICAN 2040 TRGT DATE RETIRE R6 |
| AMERICAN FUNDS AMERICAN 2045 TRGT DATE RETIRE R6 |
| AMERICAN FUNDS AMERICAN 2050 TRGT DATE RETIRE R6 |
| AMERICAN FUNDS AMERICAN 2060 TARGET DATE RET R6 |
| COHEN & STEER COHEN & STEERS INSTL REALTY SHARES |
| FIDELITY FIDELITY 500 INDEX FUND |
| FIDELITY FIDELITY ADVISOR INTL CAPITAL APPRECIATION FD Z |
| FIDELITY FIDELITY SMALL CAP INDEX FD INSTL PREMIUM CL |
| FIDELITY FIDELITY MID CAP INDEX FD |
| FRANKLIN FRANKLIN SMALL CAP VALUE R6 |
| HARBOR CAPIAL HARBOR CAPITAL APPRECIATION FUND RETIREMENT CLA |
| JP MORGAN JPMORGAN EQUITY INCOME R6 |
| JP MORGAN JPMORGAN US EQUITY R6 |
| JP MORGAN JPMORGAN SMALL CAP GROWTH R6 |
| MFS MFS INTERNATIONAL DIVERSIFICATION FUND CLASS R6 |
| PIGM PIGM QMA INTL EQTY R6 |
| T. ROWE T.ROWE PRICE MID-CAP VALUE I |
| ROYCE ROYCE INTERNATIONAL PREMIER |
| VANGUARD VANGUARD BALANCED INDEX ADM |
| WELLS WELLS FARGO ADVANTAGE DISCOVERY R6 |
| PIMCO PIMCO INCOME INSTL |
| PRUDENTIAL PRUDENTIAL GLOBAL TOTAL RETURN Q |
| FIDELITY VANGUARD WELLESLEY INCOME ADMIRAL |
| MFS VANGUARD HIGH-YIELD CORPORATE ADM |
| WESTERN WESTERN ASSET CORE BOND IS |
Investment model portfolios
We provide two types of investment model portfolios for SIEBERT WILLIAMS SHANK & CO., LLC 401K SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SIEBERT WILLIAMS SHANK & CO., LLC 401K SAVINGS PLAN