Investment options of SHUMAKER, LOOP AND KENDRICK RETIREMENT PLAN
Total Available Funds: 34
| Investment Description |
|---|
| GOLDMAN SACHS GOLDMAN SACHS STABLE VALUE COLLECTIVE TRUST |
| AMERICAN BEACON SMALL CAP VALUE FUND R6 |
| AMERICAN FUNDS EUROPACIFIC GROWTH FUND R6 |
| DODGE & COX INCOME FUND |
| HARBOR CAPITAL APPRECIATION FUND INST |
| HOTCHKIS AND WILEY HIGH YIELD I |
| INVESCO DEVELOPING MARKETS R6 |
| INVESCO GLOBAL R6 |
| INVESCO INTERNATIONAL BOND R6 |
| MFS VALUE R6 |
| PRINCIPAL SHORT-TERM INCOME INST |
| T. ROWE PRICE MID CAP VALUE FUND |
| T. ROWE PRICE MID CAP GROWTH FUND |
| T. ROWE PRICE QM U.S. SMALL CAP GROWTH EQUITY FUND I |
| T. ROWE PRICE RETIREMENT BALANCED I |
| T. ROWE PRICE I 2020 I |
| T. ROWE PRICE I 2025 I |
| T. ROWE PRICE I 2030 I |
| T. ROWE PRICE I 2035 I |
| T. ROWE PRICE I 2040 I |
| T. ROWE PRICE I 2045 I |
| T. ROWE PRICE I 2050 I |
| T. ROWE PRICE I 2055 I |
| T. ROWE PRICE I 2060 I |
| T. ROWE PRICE I 2065 I |
| VANGUARD DEVELOPED MARKETS INDEX ADMIRAL |
| VANGUARD FTSE SOCIAL INDEX |
| VANGUARD INFLATION PROTECTED SEC ADMIRAL |
| VANGUARD INSTITUTIONAL INDEX FUND |
| VANGUARD MID CAP INDEX INS |
| VANGUARD REAL ESTATE INDEX ADMIRAL |
| VANGUARD SMALL CAP INDEX INSTL |
| VANGUARD TOTAL BOND MARKET INDEX ADMIRAL |
| VANGUARD WELLINGTON FUND ADM |
Investment model portfolios
We provide two types of investment model portfolios for SHUMAKER, LOOP AND KENDRICK RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SHUMAKER, LOOP AND KENDRICK RETIREMENT PLAN