Investment options of SHUMAKER, LOOP AND KENDRICK RETIREMENT PLAN
Total Available Funds: 33
| Investment Option List |
|---|
| T.Rowe Price T.Rowe Price Retirement Balanced Trst A (TRRIX) |
| T.Rowe Price T.Rowe Price Retirement 2020 Trust A (TRRBX) |
| T.Rowe Price T.Rowe Price Retirement 2025 Trust A (TRRHX) |
| T.Rowe Price T.Rowe Price Retirement 2030 Trust A (TRRCX) |
| T.Rowe Price T.Rowe Price Retirement 2035 Trust A (TRRJX) |
| T.Rowe Price T.Rowe Price Retirement 2040 Trust A (TRRDX) |
| T.Rowe Price T.Rowe Price Retirement 2045 Trust A (TRRKX) |
| T.Rowe Price T.Rowe Price Retirement 2050 Trust A (TRRMX) |
| T.Rowe Price T.Rowe Price Retirement 2055 Trust A (TRRNX) |
| T.Rowe Price T.Rowe Price Retirement 2060 Trust A (TRPLX) |
| T.Rowe Price T.Rowe Price Retirement 2065 Trust A (PASUX) |
| American Beacon Small Cap Value Fund R6 (AASRX) |
| American Funds Europacific Growth Fund R6 (FEPUX) |
| Dodge & Cox Income X (DODIX) |
| Harbor Capital Appreciation Fund Inst (HACAX) |
| Hotchkis and Wiley High Yield I (HWHAX) |
| Invesco Developing Markets R6 (GTDIX) |
| Invesco Global R6 (GADDX) |
| Invesco International Bond R6 (AUBIX) |
| MFS Value R6 (MINIX) |
| Principal Short-Term Income Inst (SMBFX) |
| T.Rowe Price Mid Cap Value Fund (TRMCX) |
| T.Rowe Price Mid Cap Growth Fund (PMEGX) |
| T.Rowe Price U.S. Small Cap Growth Equity Fund I (PRDSX) |
| Vanguard Developed Markets Index Admiral (VDMIX) |
| Vanguard FTSE Social Index Admiral (VFTNX) |
| Vanguard Inflation Protected Secs Admiral (VIPSX) |
| Vanguard Institutional Index Fund |
| Vanguard Mid Cap Index Ins (VIMSX) |
| Vanguard Small Cap Index Instl (VISVX) |
| Vanguard Wellington Fund Adm (VAARX) |
| Federated Govt Obligations Fund IS Shares |
| Rates from 4.25% to 9.50% – |
Investment model portfolios
We provide two types of investment model portfolios for SHUMAKER, LOOP AND KENDRICK RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SHUMAKER, LOOP AND KENDRICK RETIREMENT PLAN