Investment options of SENSATA TECHNOLOGIES CONTRIBUTION AND 401(K) SAVINGS PLAN
Total Available Funds: 25
| Investment Description |
|---|
| AMERICAN FUNDS EUROPACIFIC GROWTH R6 MUTUAL FUND |
| DODGE & COX STOCK X |
| PIMCO ALL ASSET FUND INSTITUTIONAL CLASS |
| PIMCO INCOME FUND INSTITUTIONAL CLASS |
| SCHWAB SDB SELF-DIRECTED BROKERAGE ACCOUNT |
| SCHWAB SDB ROTH |
| PRUDENTIAL CORE BOND FUND |
| SSGA GLOBAL ALL CAP EQUITY EX-US INDEX K |
| SSGA RUSSELL SMALL/MID CAP INDEX FUND K |
| STATE ST TARGET RETIREMENT 2020 NL CL P |
| STATE ST TARGET RETIREMENT 2025 NL CL P |
| STATE ST TARGET RETIREMENT 2030 NL CL P |
| STATE ST TARGET RETIREMENT 2035 NL CL P |
| STATE ST TARGET RETIREMENT 2040 NL CL P |
| STATE ST TARGET RETIREMENT 2045 NL CL P |
| STATE ST TARGET RETIREMENT 2050 NL CL P |
| STATE ST TARGET RETIREMENT 2055 NL CL P |
| STATE ST TARGET RETIREMENT 2060 NL CL P |
| STATE ST TARGET RETIREMENT 2065 NL CL P |
| STATE ST TARGET RETIREMENT INCOME NL CL P |
| STATE STREET S&P 500 INDEX K |
| STATE STREET US BOND INDEX NL CL K |
| T. ROWE PRICE BLUE CHIP GROWTH TR T7 |
| WELLINGTON CIF II SMID CAP RESEARCH S1 |
| GALLIARD STABLE RETURN FUND CLASS Q |
Investment model portfolios
We provide two types of investment model portfolios for SENSATA TECHNOLOGIES CONTRIBUTION AND 401(K) SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SENSATA TECHNOLOGIES CONTRIBUTION AND 401(K) SAVINGS PLAN