Investment options of SAUL EWING ARNSTEIN & LEHR RETIREMENT PLAN
Total Available Funds: 27
| Investment Description |
|---|
| T. ROWE PRICE RET HYBRID 2005 TR‐T4 COMMON COLLECTIVE FUND |
| T. ROWE PRICE RET HYBRID 2010 TR‐T4 COMMON COLLECTIVE FUND |
| T. ROWE PRICE RET HYBRID 2015 TR‐T4 COMMON COLLECTIVE FUND |
| T. ROWE PRICE RET HYBRID 2020 TR‐T4 COMMON COLLECTIVE FUND |
| T. ROWE PRICE RET HYBRID 2025 TR‐T4 COMMON COLLECTIVE FUND |
| T. ROWE PRICE RET HYBRID 2030 TR‐T4 COMMON COLLECTIVE FUND |
| T. ROWE PRICE RET HYBRID 2035 TR‐T4 COMMON COLLECTIVE FUND |
| T. ROWE PRICE RET HYBRID 2040 TR‐T4 COMMON COLLECTIVE FUND |
| T. ROWE PRICE RET HYBRID 2045 TR‐T4 COMMON COLLECTIVE FUND |
| T. ROWE PRICE RET HYBRID 2050 TR‐T4 COMMON COLLECTIVE FUND |
| T. ROWE PRICE RET HYBRID 2055 TR‐T4 COMMON COLLECTIVE FUND |
| T. ROWE PRICE RET HYBRID 2060 TR‐T4 COMMON COLLECTIVE FUND |
| ANCHOR STABLE VALUE PRODUCT POOLED SEPARATE ACCOUNT |
| AMERICAN FUNDS AMERICAN BALANCED R6 REGISTERED INVESTMENT |
| AMERICAN FUNDS EUROPACIFIC GROWTH R6 REGISTERED INVESTMENT |
| BAIRD CORE PLUS BOND INST REGISTERED INVESTMENT |
| HARBOR CAPITAL APPRECIATION FUND R REGISTERED INVESTMENT |
| JANUS HENDERSON ENTERPRISE N REGISTERed INVESTMENT |
| LOOMIS SAYLES SMALL CAP GROWTH FUND N REGISTERed INVESTMENT |
| VANGUARD DEVELOPED MARKETS INDEX ADMI REGISTERED INVESTMENT |
| VANGUARD EQUITY‐INCOME ADM REGISTERED INVESTMENT |
| VANGUARD INSTITUTIONAL INDEX I REGISTERED INVESTMENT |
| VANGUARD MID‐CAP VALUE INDEX ADMIRAL REGISTERED INVESTMENT |
| VANGUARD MID CAP INDEX INSTITUTIONAL REGISTERED INVESTMENT |
| VANGUARD SMALL CAP INDEX ADM REGISTERED INVESTMENT |
| VANGUARD SMALL CAP VALUE INDEX ADMIRA REGISTERED INVESTMENT |
| VANGUARD TOTAL BOND MARKET INDEX ADM REGISTERED INVESTMENT |
Investment model portfolios
We provide two types of investment model portfolios for SAUL EWING ARNSTEIN & LEHR RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SAUL EWING ARNSTEIN & LEHR RETIREMENT PLAN