Investment options of RUTAN & TUCKER, LLP PROFIT SHARING PLAN
Total Available Funds: 29
| Investment Description |
|---|
| ALLSPRING SPECIAL MID CAP VALUE A |
| AMERICAN FUNDS 2015 TRGT DATE RETIRE R6 |
| AMERICAN FUNDS 2020 TRGT DATE RETIRE R6 |
| AMERICAN FUNDS 2025 TRGT DATE RETIRE R6 |
| AMERICAN FUNDS 2030 TRGT DATE RETIRE R6 |
| AMERICAN FUNDS 2035 TRGT DATE RETIRE R6 |
| AMERICAN FUNDS 2040 TRGT DATE RETIRE R6 |
| AMERICAN FUNDS 2045 TRGT DATE RETIRE R6 |
| AMERICAN FUNDS 2050 TRGT DATE RETIRE R6 |
| AMERICAN FUNDS 2055 TRGT DATE RETIRE R6 |
| AMERICAN FUNDS 2060 TARGET DATE RET R6 |
| AMERICAN FUNDS AMERICAN BALANCED R5E |
| AMERICAN FUNDS EUROPACIFIC GR R6 |
| AMERICAN FUNDS WASHINGTON MUTUAL R6 |
| BRANDYWINEGLOBAL HIGH YIELD I |
| FIDELITY SMALL CAP INDEX |
| INVESCO DEVELOPING MARKETS Y |
| INVESCO INTERNATIONAL BOND Y |
| INVESCO REAL ESTATE R5 |
| JPMORGAN MID CAP GROWTH R5 |
| NATIONWIDE GENEVA SMALL CAP GROWTH R6 |
| T. ROWE PRICE GROWTH STOCK |
| UNDISCOVERED MGRS BEHAVIORAL VALUE R6 |
| VANGUARD INSTITUTIONAL INDEX FUND |
| VANGUARD MID CAP INDEX ADM |
| VANGUARD TOTAL INTL STOCK INDEX ADMIRAL |
| METROPOLITON WEST TOTAL RE BD ADMIN CL |
| AMERICAN FUNDS INFLATION LINKED BD R5E |
| FDIC BANK DEPOSIT FUND MONEY MARKET FUND |
Investment model portfolios
We provide two types of investment model portfolios for RUTAN & TUCKER, LLP PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for RUTAN & TUCKER, LLP PROFIT SHARING PLAN