Investment options of RETIREMENT SAVINGS PLAN FOR EMPLOYEES OF CONTINENTAL - INTEGRATION PLAN
Total Available Funds: 26
| Investment Description |
|---|
| INVESTESCO STABLE VALUE TRUST - C CLASS COLLECTIVE TRUST FUND |
| BLACKROCK EQUITY INDEX FUND - GG CLASS COLLECTIVE TRUST FUND |
| JPMORGAN EQUITY INCOME FUND - CLASS R6 MUTUAL FUND |
| FIDELITY BLUE CHIP GROWTH COMMINGLED POOL FUND - CLASS 2 COLLECTIVE TRUST FUND |
| BLACKROCK LIFEPATH 2035 INDEX FUND - N CLASS COLLECTIVE TRUST FUND |
| BLACKROCK MID CAP EQUITY INDEX FUND - J CLASS COLLECTIVE TRUST FUND |
| BLACKROCK LIFEPATH 2025 INDEX FUND - N CLASS COLLECTIVE TRUST FUND |
| BLACKROCK LIFEPATH RETIREMENT INCOME FUND - N CLASS COLLECTIVE TRUST FUND |
| BLACKROCK LIFEPATH INDEX 2030 FUND - N CLASS COLLECTIVE TRUST FUND |
| DFA U. S. TARGETED VALUE PORTFOLIO FUND - INSTITUTIONAL CLASS MUTUAL FUND |
| STATE STREET U. S. BOND INDEX SECURITIES LENDING SERIES FUND - CLASS XIVCOLLECTIVE TRUST FUND |
| VANGUARD INTERNATIONAL GROWTH FUND - ADMIRAL SHARES MUTUAL FUND |
| BLACKROCK LIFEPATH 2055 INDEX FUND - N CLASS COLLECTIVE TRUST FUND |
| BLACKROCK LIFEPATH 2050 INDEX FUND - N CLASS COLLECTIVE TRUST FUND |
| BLACKROCK LIFEPATH 2040 INDEX FUND - N CLASS COLLECTIVE TRUST FUND |
| BLACKROCK LIFEPATH 2045 INDEX FUND - N CLASS COLLECTIVE TRUST FUND |
| FIDELITY SMALL CAP GROWTH K6 FUND MUTUAL FUND |
| STATE STREET RUSSELL SMALL CAP INDEX SECURITIES FUND - CLASS II COLLECTIVE TRUST FUND |
| AMERICAN FUNDS THE BOND FUND OF AMERICA FUND - CLASS R-6 MUTUAL FUND |
| BLACKROCK LIFEPATH 2060 INDEX FUND - N CLASS COLLECTIVE TRUST FUND |
| STATE STREET GLOBAL ALL CAP EQUITY EX-U. S. INDEX FUND - CLASS II COLLECTIVE TRUST FUND |
| DODGE & COX INTERNATIONAL STOCK FUND MUTUAL FUND |
| FIDELITY EMERGING MARKETS FUND - CLASS K MUTUAL FUND |
| PGIM HIGH YIELD FUND - CLASS R6 MUTUAL FUND |
| BLACKROCK LIFEPATH 2065 INDEX FUND - N CLASS COLLECTIVE TRUST FUND |
| FIDELITY US SUSTAINABILITY INDEX MUTUAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for RETIREMENT SAVINGS PLAN FOR EMPLOYEES OF CONTINENTAL - INTEGRATION PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for RETIREMENT SAVINGS PLAN FOR EMPLOYEES OF CONTINENTAL - INTEGRATION PLAN