Investment options of RADIOLOGY OF INDIANA, P.C. 401(K) PLAN
Total Available Funds: 17
| Investment Description |
|---|
| AMERICAN FUNDS AMERICAN FUNDS NEW WORLD FUND R-6 |
| BLACKROCK BLACKROCK EQUITY DIVIDEND FD CL K |
| BLACKROCK BLACKROCK LOW DURATION BOND PORTFOLIO CLASS K |
| BROWN BROWN ADVISORY SM CAP FDMTL VL INV |
| CHAMPLAIN CHAMPLAIN SMALL COMPANY FUND ADVANCED CLASS |
| FIDELITY INVESTMENTS FIDELITY TOTAL INTERNATIONAL INDEX |
| FIDELITY INVESTMENTS FIDELITY 500 INDEX FUND |
| HARBOR CAPITAL HARBOR CAPITAL APPRECIATION FUND RETIREMENT |
| JP MORGAN JP MORGAN US VALUE R6 |
| METROPOLITAN WEST METROPOLITAN WEST TOTAL RETURN BD PL |
| PIMCO PIMCO SHORT TERM FUND INSTL |
| PRINCIPAL PRINCIPAL SMALL CAP S&P 600 INDEX R5 |
| VANGUARD VANGUARD GROWTH INDEX FUND ADMIRAL |
| VANGUARD VANGUARD LIFESTRATEGY MODERATE GROWTH FUND |
| VANGUARD VANGUARD MID CAP VALUE INDEX ADMIRAL |
| VANGUARD VANGUARD MID CAP GROWTH INDEX ADMIRAL |
| WESTERN ASSETS WESTERN ASSET CORE BOND FUND I |
Investment model portfolios
We provide two types of investment model portfolios for RADIOLOGY OF INDIANA, P.C. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for RADIOLOGY OF INDIANA, P.C. 401(K) PLAN