Investment options of PRIMARY PEDIATRICS, P.C. 401(K) PROFIT SHARING PLAN
Total Available Funds: 45
| Investment Description |
|---|
| ALLIANCEBERNSTEIN GLOBAL BOND FUND MUTUAL FUND |
| AMERICAN CENTURY MID CAP VALUE MUTUAL FUND |
| AMERICAN FUNDS EUROPACIFIC GROWTH MUTUAL FUND |
| AVANTIS US LARGE CAP VALUE MUTUAL FUND |
| AVANTIS US SMALL CAP VALUE MUTUAL FUND |
| BLACKROCK HIGH YIELD BOND MUTUAL FUND |
| BLACKROCK MIDCAP GROWTH MUTUAL FUND |
| BLACKROCK STRATEGIC INCOME OPPORTUNITIES MUTUAL FUND |
| BLACKROCK TOTAL RETURN MUTUAL FUND |
| DFA EMERGING MARKETS CORE MUTUAL FUND |
| DIAMOND HILL MIDCAP MUTUAL FUND |
| DODGE & COX INTERNATIONAL STOCK FUND MUTUAL FUND |
| FEDERATED HERMES GOVERNMENT OBLIGATIONS FUND MUTUAL FUND |
| FEDERATED HERMES INSTITUTIONAL HIGH YIELD BOND FUND MUTUAL FUND |
| FIDELITY 500 INDEX MUTUAL FUND |
| FIDELITY INTERNATIONAL INDEX MUTUAL FUND |
| FIDELITY US BOND INDEX MUTUAL FUND |
| GOLDMAN SACHS GQG PARTNERS MUTUAL FUND |
| INVESCO MAIN STREET MID CAP MUTUAL FUND |
| JPMORGAN EQUITY INCOME FUND MUTUAL FUND |
| JPMORGAN LARGE CAP GROWTH MUTUAL FUND |
| NATIONWIDE INTERNATIONAL INDEX MUTUAL FUND |
| NATIONWIDE LOOMIS ALL CAP MUTUAL FUND |
| NATIONWIDE MID CAP MARKET INDEX MUTUAL FUND |
| NATIONWIDE SMALL CAP INDEX MUTUAL FUND |
| PGIM TOTAL RETURN MUTUAL FUND |
| PIMCO COMMODITY REAL RETURN MUTUAL FUND |
| PIMCO REAL RETURN MUTUAL FUND |
| PIMCO STOCK PLUS INTEREST MUTUAL FUND |
| PRINCIPAL GLOBAL REAL ESTATE SECURED MUTUAL FUND |
| VANGUARD 500 INDEX FUND MUTUAL FUND |
| VANGUARD DIVIDEND GROWTH MUTUAL FUND |
| VANGUARD EXPLORER ADMIRAL MUTUAL FUND |
| VANGUARD EXPLORER INVESTMENT MUTUAL FUND |
| VANGUARD EXTENDED MARKET INDEX MUTUAL FUND |
| VANGUARD GROWTH INDEX MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2020 MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2030 MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2035 MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2040 MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2045 MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2055 MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2060 MUTUAL FUND |
| VANGUARD TARGET RETIREMENT INCOME MUTUAL FUND |
| VANGUARD US GROWTH MUTUAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for PRIMARY PEDIATRICS, P.C. 401(K) PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PRIMARY PEDIATRICS, P.C. 401(K) PROFIT SHARING PLAN