Investment options of POWER DESIGN, INC. RETIREMENT PLAN
Total Available Funds: 37
| Investment Description |
|---|
| ALLIANCE BERNSTEIN AB GLOBAL BOND Z |
| ALLSPRING ALLSPRING CORE BOND FUND |
| ALLSPRING ALLSPRING SPECIAL MID CAP VALUE |
| AMERICAN FUNDS AMERICAN CENTURY SM CAP GTH R6 |
| AMERICAN FUNDS AMERICAN CENTURY SM CAP VAL R6 |
| AMERICAN FUNDS AMERICAN FUNDS 2010 TRGT DATE |
| AMERICAN FUNDS AMERICAN FUNDS 2015 TRGT DATE |
| AMERICAN FUNDS AMERICAN FUNDS 2020 TRGT DATE |
| AMERICAN FUNDS AMERICAN FUNDS 2025 TRGT DATE |
| AMERICAN FUNDS AMERICAN FUNDS 2030 TRGT DATE |
| AMERICAN FUNDS AMERICAN FUNDS 2035 TRGT DATE |
| AMERICAN FUNDS AMERICAN FUNDS 2040 TRGT DATE |
| AMERICAN FUNDS AMERICAN FUNDS 2045 TRGT DATE |
| AMERICAN FUNDS AMERICAN FUNDS 2050 TRGT DATE |
| AMERICAN FUNDS AMERICAN FUNDS 2055 TRGT DATE |
| AMERICAN FUNDS AMERICAN FUNDS 2060 TRGT DATE |
| AMERICAN FUNDS AMERICAN FUNDS 2065 TRGT DATE |
| J. P. MORGAN JPMORGAN EMERGING MKTS EQ |
| J. P. MORGAN JPMORGAN EQUITY INCOME R6 |
| J. P. MORGAN JPMORGAN MID CAP GROWTH |
| MFS MFS VALUE R6 |
| MFS MFS INTERNATIONAL GROWTH R6 |
| MFS MFS TOTAL RETURN R6 |
| PGIM PGIM HIGH-YIELD R6 |
| PIMCO PIMCO COMMODITY REAL RETURN |
| PRINCIPAL PGI CIT REAL ESTATE SECS CIT TIER I |
| T. ROWE PRICE T. ROWE PRICE GROWTH STOCK I |
| VANGUARD VANGUARD 500 INDEX ADMIRAL |
| VANGUARD VANGUARD INFLATION PROTECT ADM |
| VANGUARD VANGUARD ST INV GRADE BOND ADM |
| VANGUARD VANGUARD TOTAL BOND MKT IX ADM |
| VANGUARD VANGUARD INTERNATIONAL VALUE |
| VANGUARD VANGUARD MID CAP INDEX ADM |
| VANGUARD VANGUARD SMALL CAP INDEX ADM |
| VANGUARD VANGUARD TOTAL INTL IX ADM |
| VANGUARD SELF DIRECTED BROKERAGE ACCOUNT |
| T. ROWE PRICE T. ROWE PRICE STABLE VALUE FUND A |
Investment model portfolios
We provide two types of investment model portfolios for POWER DESIGN, INC. RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for POWER DESIGN, INC. RETIREMENT PLAN