Investment options of PEACEHEALTH SOUTHWEST MEDICAL CENTER EMPLOYER CONTRIBUTION PLAN
Total Available Funds: 31
| Investment Description |
|---|
| METWEST METWEST TOT RTN BD P |
| TRANSAMERICA TA INTL EQUITY R6 |
| VANGUARD VANG TOT INTL STK IS |
| VANGUARD VANG MIDCAP IDX INST |
| VANGUARD VANG SM CAP IDX INST |
| VANGUARD VANG WELLINGTON ADM |
| VANGUARD VANG INTL GROWTH ADM |
| CALVERT CALV US LG CP CRI I |
| AMERICAN AF WASH MUTL INV R6 |
| MASSMUTUAL MM SEL MID CAP GR I |
| VICTORY VICTORY S SMCO OP R6 |
| VICTORY VICTORY S EST VAL R6 |
| FIDELITY FID INTM TR BD IDX |
| FIDELITY FID US BOND IDX |
| FIDELITY FID 500 INDEX |
| FIDELITY FIMM GOVT INST |
| FIDELITY FID FDM IDX INC PRM |
| FIDELITY FID FDM IDX 2005 PRM |
| FIDELITY FID FDM IDX 2010 PRM |
| FIDELITY FID FDM IDX 2015 PRM |
| FIDELITY FID FDM IDX 2020 PRM |
| FIDELITY FID FDM IDX 2025 PRM |
| FIDELITY FID FDM IDX 2030 PRM |
| FIDELITY FID FDM IDX 2035 PRM |
| FIDELITY FID FDM IDX 2040 PRM |
| FIDELITY FID FDM IDX 2045 PRM |
| FIDELITY FID FDM IDX 2050 PRM |
| FIDELITY FID FDM IDX 2055 PRM |
| FIDELITY FID FDM IDS 2065 PRM |
| FIDELITY FID CONTRAFUND POOL |
| FIDELITY FID OTC POOL |
Investment model portfolios
We provide two types of investment model portfolios for PEACEHEALTH SOUTHWEST MEDICAL CENTER EMPLOYER CONTRIBUTION PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PEACEHEALTH SOUTHWEST MEDICAL CENTER EMPLOYER CONTRIBUTION PLAN