Investment options of PAVILION HEALTH SERVICES 401(K) PLAN
Total Available Funds: 28
| Investment Description |
|---|
| AMERICAN CENTURY FUNDS GROWTH R6 |
| AMERICAN FUNDS EUROPACIFIC GROWTH R6 |
| AMERICAN FUNDS AMERICA MUTL R6 |
| AMERICAN FUNDS AMR BALANCED R6 |
| DIMENSIONAL FUND ADVISORS GLOBAL EQUITY I |
| DODGE & COX INCOME FUND |
| FIDELITY 500 INDEX INSTL PREM |
| FIDELITY EXT MKT IND INST PREM |
| FIDELITY GLOBAL EX US IND INST |
| FIDELITY US BOND INDEX INSTL |
| GOLDMAN SACHS SMALL CAP VAL IN INV |
| JP MORGAN ASSET MANAGEMENT MID CAP GROWTH R6 |
| LORD ABBETT SHORT DURATION INCOME I |
| STATE STREET GLOBAL ADVISORS STATE STREET TARGET RETIREMENT 2020 CL V |
| STATE STREET GLOBAL ADVISORS STATE STREET TARGET RETIREMENT 2025 CL V |
| STATE STREET GLOBAL ADVISORS STATE STREET TARGET RETIREMENT 2030 CL V |
| STATE STREET GLOBAL ADVISORS STATE STREET TARGET RETIREMENT 2035 CL V |
| STATE STREET GLOBAL ADVISORS STATE STREET TARGET RETIREMENT 2040 CL V |
| STATE STREET GLOBAL ADVISORS STATE STREET TARGET RETIREMENT 2045 CL V |
| STATE STREET GLOBAL ADVISORS STATE STREET TARGET RETIREMENT 2050 CL V |
| STATE STREET GLOBAL ADVISORS STATE STREET TARGET RETIREMENT 2055 CL V |
| STATE STREET GLOBAL ADVISORS STATE STREET TARGET RETIREMENT 2060 CL V |
| STATE STREET GLOBAL ADVISORS STATE STREET TARGET RETIREMENT 2065 CL V |
| STATE STREET GLOBAL ADVISORS STATE STREET TARGET RETIREMENT INC CL V |
| TIAA- CREF INFLATION-LINKED BOND ADV |
| VANGUARD GROUP FEDERAL MONEY MARKET INV |
| VIRTUS FUND ADVISERS, LLC CEREDEX MID-CAP VALUE EQUITY I |
| WASATCH FUNDS ULTRA GROWTH INSTITUTIONAL |
Investment model portfolios
We provide two types of investment model portfolios for PAVILION HEALTH SERVICES 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PAVILION HEALTH SERVICES 401(K) PLAN