Investment options of ONCOLOGY SPECIALTIES, P.C. RETIREMENT PLAN
Total Available Funds: 30
| Investment Description |
|---|
| American Century Mid-Cap Value R6 Mutual Fund |
| AB Global Bond Fund Class I Mutual Fund |
| New World Fund Class R-6 Mutual Fund |
| American Funds Target Date Retirement Fund 2010 R6 Mutual Fund |
| American Funds Target Date Retirement Fund 2015 R6 Mutual Fund |
| American Funds Target Date Retirement Fund 2020 R6 Mutual Fund |
| American Funds Target Date Retirement Fund 2025 R6 Mutual Fund |
| American Funds Target Date Retirement Fund 2030 R6 Mutual Fund |
| American Funds Target Date Retirement Fund 2035 R6 Mutual Fund |
| American Funds Target Date Retirement Fund 2040 R6 Mutual Fund |
| American Funds Target Date Retirement Fund 2045 R6 Mutual Fund |
| American Funds Target Date Retirement Fund 2050 R6 Mutual Fund |
| American Funds Target Date Retirement Fund 2055 R6 Mutual Fund |
| American Funds Target Date Retirement Fund 2060 R6 Mutual Fund |
| Fidelity Government Money Market Fund |
| Fidelity Small Cap Index Fund |
| Fidelity U.S. Bond Index Fund |
| Fidelity International Growth Fund |
| Fidelity International Index |
| Fidelity Mid-Cap Index Fund |
| Fidelity 500 Index Fund |
| Goldman Sachs International Small Cap Insights Fund |
| Goldman Sachs Inflation Protected Security IS Fund |
| MassMutual Select Mid-Cap Growth Fund Class R5 |
| PIMCO Income Fund Institutional Class |
| Vanguard Real Estate Index Fund Admiral Shares |
| Western Asset Core Bond Fund |
| Putnam Stable Value Fund |
| Putnam Large Cap Value Fund |
| ClearBridge Large Cap Growth Fund |
Investment model portfolios
We provide two types of investment model portfolios for ONCOLOGY SPECIALTIES, P.C. RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ONCOLOGY SPECIALTIES, P.C. RETIREMENT PLAN