Investment options of O'HARA CORPORATION 401(K) SAVINGS AND INVESTMENT PLAN
Total Available Funds: 28
| Investment Description |
|---|
| AM. CENTURY INFL-ADJ BOND FD MUTUAL FUND |
| DODGE & COX INTERNATIONAL MUTUAL FUND |
| FIDELITY CONTRAFUND MUTUAL FUND |
| T. ROWE PRICE MID-CAP GROWTH FD MUTUAL FUND |
| T. ROWE PRICE NEW HORIZONS FUND MUTUAL FUND |
| VANGUARD 500 INDEX FUND MUTUAL FUND |
| VANGUARD WINDSOR II - ADMIRAL MUTUAL FUND |
| VANGUARD SELECTED VALUE FUND MUTUAL FUND |
| VANGUARD SHORT-TERM BOND INDEX FUND MUTUAL FUND |
| VANGUARD SMALL CAP INDEX FUND MUTUAL FUND |
| VANGUARD TOTAL BOND MARKET INDEX FUND MUTUAL FUND |
| VANGUARD TARGET RETIREMENT INC MUTUAL FUND |
| VANGUARD INSTL TRGT RET 2020 MUTUAL FUND |
| VANGUARD INSTL TRGT RET 2025 MUTUAL FUND |
| BLACKROCK CORPORATE HIGH YIELD FUND MUTUAL FUND |
| BNY MELLON HIGH YIELD ST MUTUAL FUND |
| NUVEEN CORE PLUS IMPACT MUTUAL FUND |
| PIMCO FLOATING RATE STRATEGY FUND MUTUAL FUND |
| GOLD MINERS ETF UNIT INVESTMENT TRUST |
| GLOBAL X SILVER MINERS ETF UNIT INVESTMENT TRUST |
| ETF MANAGERS TRUST UNIT INVESTMENT TRUST |
| PROSHARES TR ULTRAPRO SHORT QQQ UNIT INVESTMENT TRUST |
| ISHARES SILVER TRUST ETF UNIT INVESTMENT TRUST |
| PROSHARES ULTRAPRO SHORT S&P 500 UNIT INVESTMENT TRUST |
| VANECK VECTORS JR GOLD MINERS ETF UNIT INVESTMENT TRUST |
| SPROTT PHYSICAL SILVER TRUST UNIT INVESTMENT TRUST |
| ABERDEEN STANDARD GOLD EFT TRUST UNIT INVESTMENT TRUST |
| FRIST TRUST MLP AND ENERGY INCOME FUND OTHER |
Investment model portfolios
We provide two types of investment model portfolios for O'HARA CORPORATION 401(K) SAVINGS AND INVESTMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for O'HARA CORPORATION 401(K) SAVINGS AND INVESTMENT PLAN