Investment options of NORTON ROSE FULBRIGHT US L.L.P. 401(K) AND PROFIT SHARING PLAN
Total Available Funds: 34
| Investment Description |
|---|
| VANGUARD TREASURY MONEY MARKET FUND |
| VANGUARD SMALL CAP INDEX FUND |
| BONYM APPRECIATION FUND |
| COHEN & STEERS REALTY SHARES FUND |
| COLOMBIA OVERSEAS VALUE FUND R5 |
| DODGE & COX STOCK FUND |
| FIDELITY 500 INDEX FUND |
| FIDELITY DIVERSIFIED INTERNATIONAL INDEX FUND |
| FIDELITY DIVIDEND GROWTH FUND |
| FIDELITY GOVERNMENT INCOME FUND |
| FIDELITY GOVERNMENT MONEY MARKET FUND |
| FIDELITY INFL PR BOND IDX FUND |
| FIDELITY INTERNATIONAL INDEX FUND |
| FIDELITY LOW-PRICED STOCK FUND |
| FIDELITY SMALL CAP EQUITY FUND |
| INVS AM FRANCHISE R6 FUND |
| JPMORGAN SMALL CAP EQUITY FUND |
| NB GENESIS R6 FUND |
| PIMCO REAL RETURN FUND |
| T. ROWE PRICE HIGH YIELD I FUND |
| FIAM INDEX LIFECYCLE COMMINGLED POOL COLLECTIVE TRUST FUND |
| FIAM INDEX LIFECYCLE 2005 COMMINGLED POOL COLLECTIVE TRUST FUND |
| FIAM INDEX LIFECYCLE 2010 COMMINGLED POOL COLLECTIVE TRUST FUND |
| FIAM INDEX LIFECYCLE 2015 COMMINGLED POOL COLLECTIVE TRUST FUND |
| FIAM INDEX LIFECYCLE 2020 COMMINGGED POOL COLLECTIVE TRUST FUND |
| FIAM INDEX LIFECYCLE 2025 COMMINGLED POOL COLLECTIVE TRUST FUND |
| FIAM INDEX LIFECYCLE 2030 COMMINGLED POOL COLLECTIVE TRUST FUND |
| FIAM INDEX LIFECYCLE 2035 COMMINGLED POOL COLLECTIVE TRUST FUND |
| FIAM INDEX LIFECYCLE 2040 COMMINGLED POOL COLLECTIVE TRUST FUND |
| FIAM INDEX LIFECYCLE 2045 COMMINGLED POOL COLLECTIVE TRUST FUND |
| FIAM INDEX LIFECYCLE 2050 COMMINGLED POOL COLLECTIVE TRUST FUND |
| FIAM INDEX LIFECYCLE 2055 COMMINGLED POOL COLLECTIVE TRUST FUND |
| FIAM INDEX LIFECYCLE 2060 COMMINGLED POOL COLLECTIVE TRUST FUND |
| FIAM INDEX LIFECYCLE 2065 COMMINGLED POOL COLLECTIVE TRUST FUND |
Investment model portfolios
We provide two types of investment model portfolios for NORTON ROSE FULBRIGHT US L.L.P. 401(K) AND PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for NORTON ROSE FULBRIGHT US L.L.P. 401(K) AND PROFIT SHARING PLAN