Investment options of NORTHERN STAR (POGO) LLC 401K PLAN
Total Available Funds: 30
| Investment Description |
|---|
| VAN INST TARG RET 2030 |
| VAN INST TARG RET 2050 |
| VAN INST TARG RET 2045 |
| VAN INST TARG RET 2025 |
| VAN INST TARG RET 2040 |
| VANGUARD TGT RET 2055 |
| VANGUARD TGT RET 2035 |
| VANGAURD GR IND ADM SH |
| VAN INST TARG RET 2060 |
| LARGE CP GROWTH I |
| FIDELITY 500 INDEX FUND |
| VANGUARD TGT RET 2065 |
| VANGUARD TGT RET 2020 |
| COLUMBIA DIV INC INSTL 3 |
| ALLSPRING SPECIAL MCV R6 |
| JP MORGAN MID CAP GROWTH |
| FIDELITY U. S. BOND INDEX |
| GUG TOTAL RET BD INST |
| MFS INTL GRO CLASS R6 |
| VANGUARD VALUE INDEX ADM |
| FIDELITY TOTAL INTL IDX |
| VANGUARD INTL VALUE FUND |
| PRINCIPAL RE SECS R-6 |
| VANGUARD TARG RET INCOME |
| PRU DAY ONE IFX TRGT BAL |
| FIDELITY SMALL CAP INDEX |
| VANGUARD EMGNG MKT INDX ADM |
| FIDELITY INFL-PROT BOND INDEX |
| FIDELITY MID CAP INDEX |
| DELWARE SML CAP CORE R6 |
Investment model portfolios
We provide two types of investment model portfolios for NORTHERN STAR (POGO) LLC 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for NORTHERN STAR (POGO) LLC 401K PLAN