Investment options of NORRIS MCLAUGHLIN, P.A. THRIFT SAVINGS PLAN
Total Available Funds: 30
| Investment Description |
|---|
| AMERICAN FUNDS BALANCED FUND |
| AMERICAN FUNDS NEW WORLD FUND |
| AMERICAN FUNDS US GOVT SECS FD |
| FRANKLIN UTILITIES FUND |
| JP MORGAN SMALL CAP VALUE FUND |
| LOOMIS SAYLES CORE PLUS BD FD |
| MFS MID CAP VALUE FUND |
| MFS VALUE FUND |
| OPPNHMR DEVELOPING MARKETS FND |
| PIMCO REAL RETURN FUND |
| PRM HGH YLD FD (BARINGS) |
| SEL TRP/LS BLUE CHIP GROWTH FD |
| VANGUARD 500 INDEX FUND |
| VANGUARD MID CAP INDEX FUND |
| VANGUARD SMALL CAP INDEX FUND |
| VANGUARD TOT INTL STCK INDX FD |
| VANGUARD TOTL BND MRKT INDX FD |
| DAVIS FINANCIAL FUND |
| HARTFORD HEALTHCARE FUND |
| OPPENHEIMER GLOBAL FUND |
| BLACKROCK ADVNTG SM CP CORE FD |
| BLACKROCK MID- CAP GR EQ FD |
| MFS GLOBAL REAL ESTATE FUND |
| MFS GROWTH FUND |
| VANGUARD INTL GROWTH FD |
| JP MORGAN US RSRCH ENHCD EQ FD |
| ICON NATURAL RESOURCE INFRA FD |
| LORD ABBETT DEVELOPING GR FND |
| FIXED INTEREST FUND (U) |
| FIXED INTEREST FUND |
Investment model portfolios
We provide two types of investment model portfolios for NORRIS MCLAUGHLIN, P.A. THRIFT SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for NORRIS MCLAUGHLIN, P.A. THRIFT SAVINGS PLAN