Investment options of NIXON PEABODY LLP RETIREMENT SAVINGS PLAN II
Total Available Funds: 24
| Investment Description |
|---|
| FID 500 INDEX MUTUAL FUND |
| FID FRDM INX 2025 T MUTUAL FUND |
| FID FRDM INX 2030 T MUTUAL FUND |
| FID FRDM INX 2035 T MUTUAL FUND |
| HARTFORD MID CAP R6 MUTUAL FUND |
| FID FRDM INX 2040 T MUTUAL FUND |
| BAIRD AGGR BOND INST MUTUAL FUND |
| FID FRDM INX 2020 T MUTUAL FUND |
| AF EUROPAC GROWTH R6 MUTUAL FUND |
| VANG US GROWTH ADM MUTUAL FUND |
| DLWR SM CAP CORE R6 MUTUAL FUND |
| DODGE & COX STOCK I MUTUAL FUND |
| FID FRDM INX 2050 T MUTUAL FUND |
| FID FRDM INX 2015 T MUTUAL FUND |
| VANG TOT INTL STK IS MUTUAL FUND |
| FID EXTD MKT IDX MUTUAL FUND |
| FID FRDM INX 2055 T MUTUAL FUND |
| FID FRDM INX 2010 T MUTUAL FUND |
| PGIM GLB TOT RTN R6 MUTUAL FUND |
| FID FRDM INX INC T MUTUAL FUND |
| FID FRDM INX 2060 T MUTUAL FUND |
| FID FRDM INX 2005 T MUTUAL FUND |
| FID FRDM INX 2065 T MUTUAL FUND |
| FID MANAGED INCOME PORTFOLIO CL 1 COMMON COLLECTIVE TRUST FUND |
Investment model portfolios
We provide two types of investment model portfolios for NIXON PEABODY LLP RETIREMENT SAVINGS PLAN II participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for NIXON PEABODY LLP RETIREMENT SAVINGS PLAN II