Investment options of NFP CORP. 401(K) PLAN
Total Available Funds: 28
| Investment Description |
|---|
| American Funds EuroPacific Growth Fund |
| Dimensional Fund Advisors U.S. Targeted Value Fund |
| JP Morgan Small Cap Growth R6 |
| Companies |
| Blackrock Equity |
| Blackrock MSCI ACWI US |
| Blackrock Russell 2000 |
| Blackrock US Debt |
| Great Gray Core Bond Fund Cl I1 |
| Great Gray flexPATH Aggressive RT I1 |
| Great Gray flexPATH IDX Aggressive 2035 |
| Great Gray flexPATH IDX Aggressive 2045 |
| Great Gray flexPATH IDX Aggressive 2055 |
| Great Gray flexPATH IDX Conservative 2035 |
| Great Gray flexPATH IDX Conservative 2045 |
| Great Gray flexPATH IDX Conservative 2055 |
| Great Gray flexPATH IDX Conservative RET |
| Great Gray flexPATH IDX Moderate 2035 I1 |
| Great Gray flexPATH IDX Moderate 2045 I1 |
| Great Gray flexPATH IDX Moderate 2055 I1 |
| Great Gray flexPATH IDX Moderate RT I1 |
| Great Gray Intl Stock Fund Class I1 |
| Great Gray Large-Cap Value Fund Cl I1 |
| Great Gray Lg-Cap Grth |
| Great Gray flexPATH AGGR 2065 FUND R1 |
| Great Gray flexPATH PL CNSRV 2065 R1 |
| Great Gray flexPATH PL MODR 2065 FD R1 |
| investment companies |
Investment model portfolios
We provide two types of investment model portfolios for NFP CORP. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for NFP CORP. 401(K) PLAN