Investment options of NEUROSCIENCE CONSULTANTS, LLP 401(K) RETIREMENT PLAN
Total Available Funds: 32
| Investment Description |
|---|
| COHEN & STEERS GLOBAL INFRASTRUCTURE FUND |
| FIDELITY 500 INDEX FUND |
| FIDELITY CASH RESERVES |
| FIDELITY EMERGING MARKETS INDEX FUND |
| FIDELITY EXTENDED MARKET INDEX FUND |
| FIDELITY GOVERNMENT MONEY MARKET |
| FIDELITY INTERNATIONAL INDEX FUND |
| FIDELITY TOTAL MARKET INDEX FUND |
| FIDELITY TREASURY ONLY MONEY MARKET |
| FIDELITY U.S. BOND INDEX |
| GLOBAL REAL ESTATE SECURITIES PORTFOLIO FUND |
| INVESCO QQQ TR |
| MATTHEWS PACIFIC TIGER INSTL |
| PIMCO EMERGING MARKETS BOND INSTL |
| PIMCO INCOME INSTL |
| PIMCO SHORT-TERM INSTL |
| PROSHARES ULTRAPRO QQQ (MKT) |
| PRUDENTIAL TOTAL RETURN BOND Q |
| SPDR S& P 500 ETF |
| VAN ECK CM COMMODITY INDEX I |
| VANGUARD BALANCED INDEX ADM |
| VANGUARD GROWTH INDEX ADMIRAL |
| VANGUARD HIGH-YIELD CORPORATE ADMIRAL |
| VANGUARD INFLATION-PROTECTED SECURITIES ADMIRAL |
| VANGUARD MID-CAP GROWTH INDEX ADMIRAL |
| VANGUARD MID-CAP VALUE INDEX ADMIRAL |
| VANGUARD SHORT-TERM BOND INDEX ADMIRAL |
| VANGUARD SMALL CAP GROWTH INDEX ADMIRAL |
| VANGUARD SMALL CAP VALUE INDEX ADMIRAL |
| VANGUARD TOTAL WORLD STOCK INDEX ADMIRAL |
| VANGUARD VALUE INDEX ADMIRAL |
| WELLS FARGO ADVANTAGE CORE BOND R6 |
Investment model portfolios
We provide two types of investment model portfolios for NEUROSCIENCE CONSULTANTS, LLP 401(K) RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for NEUROSCIENCE CONSULTANTS, LLP 401(K) RETIREMENT PLAN