Investment options of NETWORK CAPITAL FUNDING CORP. 401(K) PLAN
Total Available Funds: 30
| Investment Description |
|---|
| AMERICAN FUNDS MORTGAGE FUND CLASS R6 |
| AMERICAN FUNDS STRATEGIC BOND R6 |
| BARON PARTNERS FUND IN |
| BLACKROCK MID CAP GROWTH EQUITY PORTFOLIO K |
| BLACKROCK TECHNOLOGY OPPORTUNITIES K |
| FIDELITY INTERNATIONAL INDEX FUND |
| FIDELITY MID CAP ENHANCED INDEX FUND |
| FIDELITY MID CAP INDEX FUND |
| FIDELITY SELECT SEMICONDUCTORS PORT |
| FIDELITY SELECT SOFTWARE & IT SERVICES POR |
| INVESCO OPPENHEIMER DISCOVERY R6 |
| JPMORGAN SMARTRETIREMENT 2030 R6 |
| JPMORGAN SMARTRETIREMENT 2040 R6 |
| JPMORGAN SMARTRETIREMENT 2050 R6 |
| MFS INTERNATIONAL EQUITY R6 |
| MORGAN STANLEY CAPITAL GROWTH I |
| MORGAN STANLEY INSIGHT FUND I |
| SCHWAB S& P 500 INDEX FUND |
| T. ROWE PRICE LARGE CAP GROWTH FUND I |
| TRANSAMERICA CAP GROWTH FUND CLASS I |
| VANGUARD INTERMEDIATE BOND INDEX ADM |
| VANGUARD SMALL CAP I |
| VANGUARD WINDSOR II ADMIRAL SHARES |
| VIRTUS ZEVENBERGEN INNOVATE GROWTH STOCK I |
| INVESCO QQQ TRUST |
| INVESCO S& P 500 EQUAL WEIGHT TECHNOLOGY ETF |
| ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF |
| SCHWAB US DIVIDEND EQUITY ETF |
| SCHWAB US LARGE CAP VALUE ETF |
| VANGUARD TOTAL STOCK MARKET ETF |
Investment model portfolios
We provide two types of investment model portfolios for NETWORK CAPITAL FUNDING CORP. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for NETWORK CAPITAL FUNDING CORP. 401(K) PLAN