Investment options of MW LIFE SCIENCES RETIREMENT SAVINGS PLAN
Total Available Funds: 39
| Investment Description |
|---|
| AMERICAN FUNDS EUROPACIFIC GROWTH |
| FIDELITY GOVERNMENT MONEY MARKET |
| FIDELITY ZERO LARGE CAP INDEX FUND |
| T. ROWE PRICE INTL DISCOVERY |
| VANECK VECTORS ETF TR JR GOLD |
| VANGUARD EXPLORER ADM |
| VANGUARD INSTITUTIONAL INDEX |
| VANGUARD MIDCAP INDEX INST |
| VANGUARD TOTAL BOND MKT INST |
| BARRICK GOLD CORP NFS |
| CRYPTYDE INC |
| FIRST MAJESTIC SILVER CORP |
| GRAYSCALE BITCOIN CASH TR BCH COM |
| NIO INC ADS EACH REP 1 ORD |
| NEXT BRIDGE HYDROCARBONS INC |
| TOUGHBUILT INDS INC |
| VINCO VENTURES INC COM |
| ZIMVIE INC |
| AMC ENTMT HLDGS INC |
| UNITED MARITIME CORPORATION |
| GRAYSCALE LITECOIN TR LTC SHS |
| PREFERRED STOCK: |
| AMC ENTMT HLDGS INC PFD EQT |
| COLLECTIVE INVESTMENT TRUSTS: |
| VANGUARD TARGET 2020 |
| VANGUARD TARGET 2025 |
| VANGUARD TARGET 2030 |
| VANGUARD TARGET 2035 |
| VANGUARD TARGET 2040 |
| VANGUARD TARGET 2045 |
| VANGUARD TARGET 2050 |
| VANGUARD TARGET 2055 |
| VANGUARD TARGET 2060 |
| VANGUARD TARGET 2065 |
| VANGUARD TARGET INCOME |
| AMERICAN CENTURY SMALL CAP VALUE |
| INVESTSCO STABLE VALUE TRUST |
| BONDS: |
| US TREASURY BILLS ZERO COUPON |
Investment model portfolios
We provide two types of investment model portfolios for MW LIFE SCIENCES RETIREMENT SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MW LIFE SCIENCES RETIREMENT SAVINGS PLAN