Investment options of MIDWEST CENTER FOR WOMEN'S HEALTHCARE, LTD 401(K) PLAN
Total Available Funds: 18
| Investment Description |
|---|
| INVESCO STABLE VAL RET CL 4 |
| ALLSPRING CORE PLUS BD FD A |
| ALLSPRING SPECIAL SML CP VL A |
| AMERICAN NEW PERSPECTIVE R4 |
| BLACKROCK EMERGING MRKTS A |
| FEDERATED HERMES MDT MID CP R6 |
| ISHARES S&P 500 INDEX FD INSTL |
| JP MORGAN US EQUITY FD CL A |
| JPMORGAN SMALL CAP EQTY FD CLA |
| PIMCO COMMODITIESPLUS CL A |
| PIMCO INTRNL BD USD HDGD A |
| PIMCO REAL RETURN FD CL INST |
| PRINCIPAL INVESTORS REAL A |
| VANGUARD INTERMEDIATE TERM ADM |
| VANGUARD INTERNATIONAL VAL GM |
| VANGUARD INTL GRWT ADM CL S |
| VANGUARD MID CAP GR IND ADM |
| VANGUARD WINDSOR II FUND |
Investment model portfolios
We provide two types of investment model portfolios for MIDWEST CENTER FOR WOMEN'S HEALTHCARE, LTD 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MIDWEST CENTER FOR WOMEN'S HEALTHCARE, LTD 401(K) PLAN