Investment options of MICROCHIP TECHNOLOGY INCORPORATED SAVINGS PLAN
Total Available Funds: 31
| Investment Description |
|---|
| ALLSPRING AS EMRG MKTS EQ E |
| COHEN & STEERS COHEN & STEERS RLTY |
| LOOMIS SAYLES LOOMIS SM CP GRTH N |
| JANUS HENDERSON J H ENTERPRISE N |
| FIDELITY MANAGEMENT TRUST COMPANY FID CAPITAL & INCOME |
| FIDELITY MANAGEMENT TRUST COMPANY FID GOVT INCOME |
| FIDELITY MANAGEMENT TRUST COMPANY FID TOTAL BOND |
| FIDELITY MANAGEMENT TRUST COMPANY FID SMALL CAP VALUE |
| FIDELITY MANAGEMENT TRUST COMPANY FID LC VAL ENH INDX |
| FIDELITY MANAGEMENT TRUST COMPANY FID BALANCED K |
| FIDELITY MANAGEMENT TRUST COMPANY FID LOW PRICED STK K |
| FIDELITY MANAGEMENT TRUST COMPANY FID VALUE K |
| FIDELITY MANAGEMENT TRUST COMPANY FID 500 INDEX |
| FIDELITY MANAGEMENT TRUST COMPANY FID SM CAP IDX |
| FIDELITY MANAGEMENT TRUST COMPANY FID INTL INDEX |
| FIDELITY MANAGEMENT TRUST COMPANY FID EXTD MKT IDX |
| FIDELITY MANAGEMENT TRUST COMPANY FIAM INX TD INCOME T |
| FIDELITY MANAGEMENT TRUST COMPANY FIAM INX TD 2005 T |
| FIDELITY MANAGEMENT TRUST COMPANY FIAM INX TD 2010 T |
| FIDELITY MANAGEMENT TRUST COMPANY FIAM INX TD 2015 T |
| FIDELITY MANAGEMENT TRUST COMPANY FIAM INX TD 2020 T |
| FIDELITY MANAGEMENT TRUST COMPANY FIAM INX TD 2025 T |
| FIDELITY MANAGEMENT TRUST COMPANY FIAM INX TD 2030 T |
| FIDELITY MANAGEMENT TRUST COMPANY FIAM INX TD 2035 T |
| FIDELITY MANAGEMENT TRUST COMPANY FIAM INX TD 2040 T |
| FIDELITY MANAGEMENT TRUST COMPANY FIAM INX TD 2045 T |
| FIDELITY MANAGEMENT TRUST COMPANY FIAM INX TD 2050 T |
| FIDELITY MANAGEMENT TRUST COMPANY FIAM INX TD 2055 T |
| FIDELITY MANAGEMENT TRUST COMPANY FIAM INX TD 2060 T |
| FIDELITY MANAGEMENT TRUST COMPANY FIMM GOVT CL I |
| FIDELITY MANAGEMENT TRUST COMPANY FIMM GOVT INST |
Investment model portfolios
We provide two types of investment model portfolios for MICROCHIP TECHNOLOGY INCORPORATED SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MICROCHIP TECHNOLOGY INCORPORATED SAVINGS PLAN