Investment options of MERIDIAN CAPITAL GROUP, LLC 401(K) PROFIT SHARING PLAN
Total Available Funds: 32
| Investment Description |
|---|
| VY JPMORGAN EMRG MKTS EQ PORT SRV |
| VOYA INTERNATIONAL IND PRT I |
| INV OPP INTERNATIONAL GROWTH |
| CRM MID CAP VALUE FU |
| INV V. I. MN STRT SM CP F S I |
| BARON ASSET FUND RET |
| VICTORY SYCMR SM COMP OPPORTY FD R |
| CARILLON EAGLE SMALL CAP GROWTH R3 |
| VICTORY SYCMR EST VI FD R |
| MAINSTAYWINSLOW LGCP GR FD R3 |
| VOYA LARGE CAP GROWTH PORT SRV |
| VOYA US STOCK INDEX PORT INS |
| BLACKROCK EQUITY DIVIDEND FUND R |
| AMERICAN FUNDS AM BALANCED R3 |
| TROWEPRC RETIREMENT 2005 FUND R |
| TROWEPRC RETIREMENT 2010 FUND R |
| TROWEPRC RETIREMENT 2020 FUND R |
| TROWEPRC RETIREMENT 2025 FUND R |
| TROWEPRC RETIREMENT 2030 FUND R |
| TROWEPRC RETIREMENT 2035 FUND R |
| TROWEPRC RETIREMENT 2040 FUND R |
| TROWEPRC RETIREMENT 2045 FUND R |
| TROWEPRC RETIREMENT 2050 FUND R |
| TROWEPRC RETIREMENT 2055 FUND R |
| TROWEPRC RETIREMENT 2060 FUND R |
| TROWEPRC RETIREMENT 2065 FUND R |
| VOYA INTERMEDIATE BOND PRT I |
| VOYA HIGH YIELD PORT |
| PIMCO REAL RETURN - CLASS R |
| VOYA GOVT MONEY MARKET PORTFOLIO I |
| VOYA FIXED ACCOUNT |
| MORGAN STANLEY SMITH BRNY SDBA |
Investment model portfolios
We provide two types of investment model portfolios for MERIDIAN CAPITAL GROUP, LLC 401(K) PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MERIDIAN CAPITAL GROUP, LLC 401(K) PROFIT SHARING PLAN