Investment options of MEDICAL MUTUAL OF OHIO EMPLOYEES' RETIREMENT SAVINGS PLAN
Total Available Funds: 27
| Investment Description |
|---|
| VANGUARD TREASURY MM MONEY MARKET FUND |
| VANGUARD FEDERAL MM FUND INVESTOR SHARES MONEY MARKET FUND |
| METROPOLITAN WEST TOTAL RETURN BOND FUND CLASS 1 |
| VANGUARD INFLATION-PROTECTED SEC FUND INST. SHARES |
| AMERICAN BEACON LARGE CAP VALUE FUND INST. CLASS |
| AMERICAN FUNDS EUROPACIFIC GROWTH CLASS R6 |
| AMERICAN FUNDS 2010 TARGET DATE RETIRE FUND CLASS R4 |
| AMERICAN FUNDS 2015 TARGET DATE RETIRE FUND CLASS R4 |
| AMERICAN FUNDS 2020 TARGET DATE RETIRE FUND CLASS R4 |
| AMERICAN FUNDS 2025 TARGET DATE RETIRE FUND CLASS R4 |
| AMERICAN FUNDS 2030 TARGET DATE RETIRE FUND CLASS R4 |
| AMERICAN FUNDS 2035 TARGET DATE RETIRE FUND CLASS R4 |
| AMERICAN FUNDS 2040 TARGET DATE RETIRE FUND CLASS R4 |
| AMERICAN FUNDS 2045 TARGET DATE RETIRE FUND CLASS R4 |
| AMERICAN FUNDS 2050 TARGET DATE RETRE FUND CLASS R4 |
| DODGE & COX INT'L STOCK FUND |
| FIDELITY 500 INDEX FUND INST. Class |
| FIDELITY EXTENDED MARKET INDEX FUND PREM. Class |
| HOTCHKINS & WILEY HIGH YIELD FUND Class 1 |
| DFA US SMALL CAP INST. Class |
| DFA US TARGETED VALUE PORTFOLIO INST. Class |
| PRIMECAP ODYSSEY AGGRESSIVE GROWTH FUND |
| T. ROWE PRICE INST. FUND LARGE CAP GROWTH |
| T. ROWE PRICE NEW HORIZONS FUND |
| MFS MID CAP VALUE FUND |
| VANGUARD TOTAL INT'L STOCK INDEX-ADMIRAL |
| T. ROWE PRICE STABLE VALUE COMMON TRUST FUND P |
Investment model portfolios
We provide two types of investment model portfolios for MEDICAL MUTUAL OF OHIO EMPLOYEES' RETIREMENT SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MEDICAL MUTUAL OF OHIO EMPLOYEES' RETIREMENT SAVINGS PLAN