Investment options of MARTIN MEMORIAL HEALTH SYSTEMS, INC. 403(B) RETIREMENT SAVINGS PLAN
Total Available Funds: 34
| Investment Description |
|---|
| FIDELITY MANAGEMENT TRUST COMPANY BLKRK LP IDX 2025 |
| FIDELITY MANAGEMENT TRUST COMPANY BLKRK LP IDX 2030 |
| FIDELITY MANAGEMENT TRUST COMPANY BLKRK LP IDX 2035 |
| FIDELITY MANAGEMENT TRUST COMPANY BLKRK LP IDX 2040 |
| FIDELITY MANAGEMENT TRUST COMPANY BLKRK LP IDX 2045 |
| FIDELITY MANAGEMENT TRUST COMPANY BLKRK LP IDX 2050 |
| FIDELITY MANAGEMENT TRUST COMPANY BLKRK LP IDX 2055 |
| FIDELITY MANAGEMENT TRUST COMPANY BLKRK LP IDX 2060 |
| FIDELITY MANAGEMENT TRUST COMPANY BLKRK LP IDX 2065 |
| FIDELITY MANAGEMENT TRUST COMPANY BLKRK LP IDX RTMT |
| FIDELITY MANAGEMENT TRUST COMPANY DFA EMERG MKTS VAL I |
| FIDELITY MANAGEMENT TRUST COMPANY DFA INTL SMALL CO I |
| FIDELITY MANAGEMENT TRUST COMPANY DFA US TARGET VAL I |
| FIDELITY MANAGEMENT TRUST COMPANY DODGE & COX STOCK X |
| FIDELITY MANAGEMENT TRUST COMPANY FID CONTRAFUND K6 |
| FIDELITY MANAGEMENT TRUST COMPANY FID DIVERSFD INTL K6 |
| FIDELITY MANAGEMENT TRUST COMPANY FID STR REAL RET K6 |
| FIDELITY MANAGEMENT TRUST COMPANY GS GQG INTL OPPS R6 |
| FIDELITY MANAGEMENT TRUST COMPANY HARBOR CAP APP RET |
| FIDELITY MANAGEMENT TRUST COMPANY J H FLEXIBLE BOND N |
| FIDELITY MANAGEMENT TRUST COMPANY JH DISCPL VALUE R6 |
| FIDELITY MANAGEMENT TRUST COMPANY NB EMERG MKTS EQ R6 |
| FIDELITY MANAGEMENT TRUST COMPANY PGIM HIGH YIELD R6 |
| FIDELITY MANAGEMENT TRUST COMPANY TCW CORE FIXED INC P |
| FIDELITY MANAGEMENT TRUST COMPANY TMPL INST FRGN SM CO |
| FIDELITY MANAGEMENT TRUST COMPANY TRP SHORT TERM BD I |
| FIDELITY MANAGEMENT TRUST COMPANY VANG BAL INDEX INST |
| FIDELITY MANAGEMENT TRUST COMPANY VANG EXT MKT IDX ISP |
| FIDELITY MANAGEMENT TRUST COMPANY VANG INST INDEX PLUS |
| FIDELITY MANAGEMENT TRUST COMPANY VANG TOT BD MK IS PL |
| FIDELITY MANAGEMENT TRUST COMPANY VANG TOT INTL STK IP |
| FIDELITY MANAGEMENT TRUST COMPANY VI SM-CAP VAL R6 |
| FIDELITY MANAGEMENT TRUST COMPANY WASATCH SM CAP GR IS |
| FIDELITY MANAGEMENT TRUST COMPANY WM BLAIR SMDCP GR R6 |
Investment model portfolios
We provide two types of investment model portfolios for MARTIN MEMORIAL HEALTH SYSTEMS, INC. 403(B) RETIREMENT SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MARTIN MEMORIAL HEALTH SYSTEMS, INC. 403(B) RETIREMENT SAVINGS PLAN