Investment options of LEK CONSULTING 401(K) PLAN
Total Available Funds: 30
| Investment Option List |
|---|
| Fidelity 500 Index $ – (FUSEX) |
| JP Morgan Growth Advantage R6 – |
| Fidelity Freedom 2055 K – (FDEWX) |
| Fidelity Freedom 2060 K – (FDKNX) |
| Fidelity Freedom 2050 K – (FFFHX) |
| Fidelity Freedom 2040 K – (FFFFX) |
| Putnam Large Cap Value R6 – (PMVYX) |
| Fidelity Extended Market Index – (FSEMX) |
| Fidelity Freedom 2065 K – (FAXDX) |
| Fidelity Freedom 2045 K – (FFFGX) |
| Fidelity International Index – (FDIVX) |
| American Funds Europac Growth R6 – (PGGAX) |
| Columbia Contrarian Core I3 – (SMGIX) |
| Fidelity Freedom 2035 K – (FFTHX) |
| Fidelity Freedom 2030 K – (FFFEX) |
| MassMutual Mid Cap Growth I – (MEFYX) |
| Fidelity Balanced K6 – (FGBLX) |
| PGIM High Yield R6 – (PHYEX) |
| JP Morgan Undiscovered Managers Behavioral Value R6 – (UBVLX) |
| Invesco Developing Markets R6 – (GTDIX) |
| Fidelity US Bond Idx – |
| Invesco International Small-Mid Co R6 – (IEGIX) |
| Janus Henderson Triton N – (JSMGX) |
| Fidelity Freedom 2025 K – (FFTWX) |
| MFS Mid Cap Value R6 – (MCVIX) |
| Neuberger Berman Strategic Income R6 – (LBSTX) |
| Fidelity Freedom 2020 K – (FFFDX) |
| Fidelity Short-Term Treasury Bond Index – (FSBAX) |
| Fidelity Long-Term Treasury Bond Index – (FLBAX) |
| Fidelity Freedom 2070 K – (FRBEX) |
Investment model portfolios
We provide two types of investment model portfolios for LEK CONSULTING 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for LEK CONSULTING 401(K) PLAN