Investment options of LARSON TEXTS, INC. EMPLOYEES' SAVINGS AND RETIREMENT PLAN
Total Available Funds: 28
| Investment Description |
|---|
| ALLIANCEBERNSTEIN AB GLOBAL BOND FUND |
| BLACKROCK MULTI-ASSET INCOME PORTFOLIO |
| BLACKROCK STRATEGIC GLOBAL BOND FUND, INC. INVESTOR A SHARES |
| ISHARES MSCI EAFE INTERNATIONAL INDEX FUND |
| ISHARES RUSSELL 2000 SMALL-CAP INDEX FUND |
| ISHARES RUSSELL MID-CAP INDEX FUND |
| ISHARES S&P 500 INDEX FUND |
| ISHARES U.S. AGGREGATE BOND INDEX FUND |
| FRANKLIN SMALL CAP VALUE FUND |
| TEMPLETON FOREIGN FUND |
| INVESCO DIVERSIFIED DIVIDEND FUND CLASS A |
| JANUS HENDERSON TRITON FUND CLASS A |
| MFS MID-CAP VALUE FUND CLASS A |
| MFS GROWTH FUND |
| MFS VALUE FUND CLASS A |
| NEUBERGER BERMAN EMERGING MARKETS EQUITY FUND CLASS A |
| NEUBERGER BERMAN REAL ESTATE FUND CLASS A |
| OAKMARK INTERNATIONAL FUND |
| INVESCO OPPENHEIMER INTERNATIONAL GROWTH FUND CLASS A |
| PIMCO COMMODITIESPLUS STRATEGY FUND |
| PIMCO REAL RETURN FUND |
| PIONEER SELECT MID-CAP GROWTH FUND CLASS A |
| PIONEER STRATEGIC INCOME FUND CLASS A |
| PGIM GLOBAL REAL ESTATE FUND CLASS |
| PGIM HIGH YIELD FUND-CLASS R4 |
| VANECK CM COMMODITY INDEX FUND |
| WESTERN ASSET CORE BOND FUND CLASS A |
| EMPOWER ANNUITY INSURANCE KEY GUARANTEED PORTFOLIO FUND |
Investment model portfolios
We provide two types of investment model portfolios for LARSON TEXTS, INC. EMPLOYEES' SAVINGS AND RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for LARSON TEXTS, INC. EMPLOYEES' SAVINGS AND RETIREMENT PLAN