Investment options of LAPORTE, APAC EMPLOYEES RETIREMENT PLAN
Total Available Funds: 40
| Investment Description |
|---|
| GLOBAL BOND FUND Z |
| EUROPACIFIC GRW R6 |
| AMERICAN FUNDS |
| WASH MUTUAL INV R6 |
| SM CP GROWTH FND IS |
| EMERGING MARKETS PORTFOLIO INST |
| DFA |
| GLOBAL REAL ESTATE SEC PORT INST |
| INFLAT-PROT SECURITIES PORT INST |
| INTL SMALL COMP PORTFOLIO INST |
| U. S. TARGETED VALUE PORT INST |
| INCOME FUND OF BOSTON R6 |
| EATON VANCE |
| GROWTH FUND R6 |
| MFS |
| COMMODITYRLRTN STRAT FND INST |
| PIMCO |
| INCOME FUND INST |
| 500 INDEX FUND ADM |
| VANGUARD |
| LIFESTRAT CNSRV GRW FD INV |
| LIFESTRAT GROWTH FD INV |
| LIFESTRAT INCOME FD INV |
| LIFESTRAT MOD GRWTH FD INV |
| MID- CAP INDEX FUND ADM |
| TOTAL INTL STK INDEX FD ADM |
| TRGT RETIRE 2020 FND INV |
| TRGT RETIRE 2025 FND INV |
| TRGT RETIRE 2030 FND INV |
| TRGT RETIRE 2035 FND INV |
| TRGT RETIRE 2040 FND INV |
| TRGT RETIRE 2045 FND INV |
| TRGT RETIRE 2050 FND INV |
| TRGT RETIRE 2055 FND INV |
| TRGT RETIRE 2060 FND INV |
| TRGT RETIRE 2065 FND INV |
| TRGT RETIRE INCOME FND INV |
| VOYA |
| INTERMEDIATE BOND FUND R6 |
| GOV MONEY MKT FND (HOLDING ACCT) |
Investment model portfolios
We provide two types of investment model portfolios for LAPORTE, APAC EMPLOYEES RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for LAPORTE, APAC EMPLOYEES RETIREMENT PLAN