Investment options of KRASDALE FOODS, INC. PROFIT SHARING/401K PLAN AND TRUST
Total Available Funds: 26
| Investment Description |
|---|
| VOYA FIXED ACCOUNT GUARANTEED INVESTMENT CONTRACT |
| VOYA STABILIZER CONTRACT GUARANTEED INVESTMENT CONTRACT |
| VY BARON GROWTH PORTFOLIO - CLASS I MUTUAL FUND |
| VOYA INDEX SOLUTION 2025 PORTFOLIO - INITIAL CLASS MUTUAL FUND |
| VOYA INDEX SOLUTION 2030 PORTFOLIO - INITIAL CLASS MUTUAL FUND |
| VOYA INDEX SOLUTION 2035 PORTFOLIO - INITIAL CLASS MUTUAL FUND |
| VOYA INDEX SOLUTION 2040 PORTFOLIO - INITIAL CLASS MUTUAL FUND |
| VOYA INDEX SOLUTION 2045 PORTFOLIO - INITIAL CLASS MUTUAL FUND |
| VOYA INDEX SOLUTION 2050 PORTFOLIO - INITIAL CLASS MUTUAL FUND |
| VOYA INDEX SOLUTION 2055 PORTFOLIO - INITIAL CLASS MUTUAL FUND |
| VOYA INDEX SOLUTION 2060 PORTFOLIO - INITIAL CLASS MUTUAL FUND |
| VOYA INDEX SOLUTION 2065 PORTFOLIO - INITIAL CLASS MUTUAL FUND |
| VOYA INDEX SOLUTION INCOME PORTFOLIO - INITIAL CLASS MUTUAL FUND |
| VOYA INTERMEDIATE BOND FUND - CLASS I MUTUAL FUND |
| VY JPMORGAN MID CAP VALUE PORTFOLIO CLASS I MUTUAL FUND |
| VY INVESCO OPPENHEIMER GLOBAL PORTFOLIO CLASS I MUTUAL FUND |
| VOYA RUSSELL LARGE CAP INDEX PORTFOLIO CLASS I MUTUAL FUND |
| VOYA RUSSELL MID CAP INDEX PORTFOLIO CLASS I MUTUAL FUND |
| VY T. ROWE PRICE CAPITAL APPRECIATION PORTFOLIO CLASS I MUTUAL FUND |
| AMERICAN FUNDS EUROPACIFIC GROWTH FUND - CLASS R-6 MUTUAL FUND |
| VANGUARD SMALL CAP INDEX FUND ADMIRAL MUTUAL FUND |
| AMERICAN FUNDS THE GROWTH FUND OF AMERICA - CLASS R-6 MUTUAL FUND |
| T. ROWE PRICE BLUE CHIP GROWTH FUND MUTUAL FUND |
| AMERICAN FUNDS WASHINGTON MUTUAL INVESTORS FUND CLASS R-6 MUTUAL FUND |
| MFS RESEARCH FUND CLASS R-4 MUTUAL FUND |
| BLACKROCK EQUITY DIVIDEND FUND INSTITUTIONAL SHARES MUTUAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for KRASDALE FOODS, INC. PROFIT SHARING/401K PLAN AND TRUST participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for KRASDALE FOODS, INC. PROFIT SHARING/401K PLAN AND TRUST