Investment options of KNOX COMMUNITY HOSPITAL TAX DEFERRED ANNUITY PLAN
Total Available Funds: 31
| Investment Description |
|---|
| AMERICAN UNITED LIFE (G62142) STABLE VALUE ACCOUNT |
| AMERICAN UNITED LIFE (G62220) STABLE VALUE ACCOUNT |
| AMERICAN UNITED LIFE (B01414) STABLE VALUE ACCOUNT |
| AMERFDS AMERICAN BALANCED R6 |
| AMERFDS NEW PERSPECTIVE R6 |
| DFAUS TARGETED VALI |
| T ROWE PRICE RET I2005I |
| T ROWE PRICE RET I2010I |
| T ROWE PRICE RET I2015I |
| T ROWE PRICE RET I2020I |
| T ROWE PRICE RET I2025I |
| T ROWE PRICE RET I2030I |
| T ROWE PRICE RET I2035I |
| T ROWE PRICE RET I2040I |
| T ROWE PRICE RET I2045I |
| T ROWE PRICE RET I2050I |
| T ROWE PRICE RET I2055I |
| T ROWE PRICE RET I2060I |
| T ROWE PRICE RET I2065I |
| PGIM TOTAL RETURN BOND R6 |
| VIRTUS CEREDEX MCV EQTY R6 |
| T ROWE PRICE BLUECHIP GRTHI |
| VANGUARD EXPLORER ADM |
| VANGUARD 500 INDEX ADM |
| VANGUARD MID CAP INDEX ADM |
| VANGUARD REIT INDEX ADM |
| VANGUARD TOTAL INT STK IDX ADM |
| VANGUARD SMALL CAP INDEX ADM |
| JP MORGAN EQUITY INCOME R6 |
| BLACKROCK HIGH YIELD BONDK |
| MFS MID CAP GROWTH R6 |
Investment model portfolios
We provide two types of investment model portfolios for KNOX COMMUNITY HOSPITAL TAX DEFERRED ANNUITY PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for KNOX COMMUNITY HOSPITAL TAX DEFERRED ANNUITY PLAN