Investment options of KEESAL, YOUNG & LOGAN 401(K) PLAN
Total Available Funds: 40
| Investment Description |
|---|
| FEDERATED HERMES U. S. TREASURY CASH RESERVES |
| GALLIARD STABLE RETURN FUND C |
| FIDELITY 500 INDEX FUND |
| VOYA LARGE-CAP GROWTH FUND CLASS I |
| JANUS HENDERSON GLOBAL LIFE SCIENCES FUND CLASS I |
| ALLSPRING CORE BOND FUND - CLASS R6 |
| JPMORGAN U. S. LARGE CAP CORE PLUS FUND CLASS I SHARES |
| T. ROWE PRICE BALANCED I CLASS |
| BNY MELLON WORLDWIDE GROWTH FUND CLASS I |
| MFS LIFETIME 2020 FUND CLASS R4 |
| PRINCIPAL SHORT-TERM INCOME FUND INSTITUTIONAL CLASS |
| FIDELITY MID CAP INDEX FUND |
| NUVEEN DIVIDEND VALUE FUND CLASS I |
| JANUS HENDERSON TRITON FUND CLASS I |
| FIDELITY INTERNATIONAL INDEX FUND |
| JANUS HENDERSON GLOBAL TECHNOLOGY AND INNOVATION FUND CLASS T |
| AS DISCOVERY INST |
| AMERICAN CENTURY MID CAP VALUE FUND R6 |
| FRANKLIN CONVERTIBLE SECURITIES FUND ADVISOR CLASS |
| MFS LIFETIME 2040 FUND CLASS R4 |
| JANUS HENDERSON GLOBAL BOND FUND CLASS N |
| MFS LIFETIME 2045 FUND CLASS R4 |
| ISHARES RUSSELL 2000 SMALL-CAP INDEX FUND INSTITUTIONAL SHARES |
| MFS LIFETIME INCOME FUND CLASS R4 |
| BLACKROCK HIGH YIELD BOND PORTFOLIO CLASS K |
| AMERICAN FUNDS INTERNATIONAL GROWTH AND INCOME FUND CLASS R-6 |
| JPMORGAN MID CAP VALUE FUND CLASS L |
| MFS LIFETIME 2060 FUND CLASS R4 |
| AMERICAN CENTURY GOVERNMENT BOND FUND R5 |
| ISHARES MSCI EAFE INTERNATIONAL INDEX FUND INSTITUTIONAL SHARES |
| FIDELITY INFLATION-PROTECTED BOND INDEX FUND |
| MFS LIFETIME 2055 FUND CLASS R4 |
| MFS LIFETIME 2030 FUND CLASS R4 |
| NUVEEN REAL ESTATE SECURITIES FUND CLASS I |
| MFS LIFETIME 2035 FUND CLASS R4 |
| FEDERATED HERMES INTERNATIONAL SMALL-MID COMPANY |
| MFS LIFETIME 2025 FUND CLASS R4 |
| MFS LIFETIME 2050 FUND CLASS R4 |
| INVESCO DEVELOPING MARKETS FUND CLASS Y |
| GOLDMAN SACHS ABSOLUTE RETURN TRACKER FUND INSTITUTIONAL CLASS |
Investment model portfolios
We provide two types of investment model portfolios for KEESAL, YOUNG & LOGAN 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for KEESAL, YOUNG & LOGAN 401(K) PLAN