Investment options of KEAN MILLER LLP SELF EMPLOYED RETIREMENT PLAN AND TRUST
Total Available Funds: 30
| Investment Description |
|---|
| SELF DIRECTED VARIOUS |
| FID 500 INDEX MUTUAL FUND |
| FID BALANCED K MUTUAL FUND |
| FID EXT MKT IDX MUTUAL FUND |
| VANG INTL GRTH ADM MUTUAL FUND |
| FID TOT MKT IDX MUTUAL FUND |
| FID TOTAL BOND MUTUAL FUND |
| VANG FED MM MUTUAL FUND |
| J H ENTERPRISE N MUTUAL FUND |
| LOOMIS SM CP GRTH N MUTUAL FUND |
| MFS MID CAP VALUE R6 MUTUAL FUND |
| NORTHERN SM CAP VAL MUTUAL FUND |
| OPP INTL SM MID CO R6 MUTUAL FUND |
| VANG GNMA ADM MUTUAL FUND |
| VANG MIDCAP IDX ADM MUTUAL FUND |
| VANG SM CP BD IDX AD MUTUAL FUND |
| VANG GROWTH INDEX FUND INST MUTUAL FUND |
| VANG TARGET RET 2020 MUTUAL FUND |
| VANG TARGET RET 2025 MUTUAL FUND |
| VANG TARGET RET 2030 MUTUAL FUND |
| VANG TARGET RET 2035 MUTUAL FUND |
| VANG TARGET RET 2040 MUTUAL FUND |
| VANG TARGET RET 2045 MUTUAL FUND |
| VANG TARGET RET 2050 MUTUAL FUND |
| VANG TARGET RET 2055 MUTUAL FUND |
| VANG TARGET RET 2060 MUTUAL FUND |
| VANG TARGET RET 2065 MUTUAL FUND |
| VANG TARGET RET INC MUTUAL FUND |
| VANG TOT WLD STK INV MUTUAL FUND |
| VANG VALUE IDX ADM MUTUAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for KEAN MILLER LLP SELF EMPLOYED RETIREMENT PLAN AND TRUST participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for KEAN MILLER LLP SELF EMPLOYED RETIREMENT PLAN AND TRUST