Investment options of KAISER PERMANENTE SUPPLEMENTAL SAVINGS AND RETIREMENT PLAN FOR SCPMG
Total Available Funds: 27
| Investment Description |
|---|
| ALLIANCEBERNSTEIN |
| ALLIANZ GLOBAL INVESTORS |
| ALLSPRING GLOBAL INVESTMENTS |
| ALPHACENTRIC FUNDS |
| HARTFORD MUTUAL FUNDS |
| HENNESSY |
| JANUS HENDERSON |
| JOHN HANCOCK |
| JP MORGAN |
| KINETICS |
| LORD ABBETT |
| MFS |
| MORGAN STANLEY |
| NATIXIS FUNDS |
| NEUBERGER BERMAN |
| NICHOLAS |
| PERMANENT PORTFOLIO FAMILY OF FUNDS |
| PGIM INVESTMENTS |
| ROYCE INVESTMENT PARTNERS |
| SHARESPOST |
| STATE STREET GLOBAL ADVISORS |
| T ROWE-PRICE |
| THE PACIFIC FINANCIAL GROUP |
| U. S. GLOBAL INVESTORS |
| VERACITY FUNDS |
| WCM INVESTMENT MANAGEMENT |
| WILLIAM BLAIR FUNDS |
Investment model portfolios
We provide two types of investment model portfolios for KAISER PERMANENTE SUPPLEMENTAL SAVINGS AND RETIREMENT PLAN FOR SCPMG participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for KAISER PERMANENTE SUPPLEMENTAL SAVINGS AND RETIREMENT PLAN FOR SCPMG