Investment options of ITG HOLDINGS USA, INC. EMPLOYEE SAVINGS & RETIREMENT PLAN
Total Available Funds: 25
| Investment Description |
|---|
| JPMCB SMARTRETIREMENT DRE 2025 FUND |
| JPMCB SMARTRETIREMENT DRE 2030 FUND |
| JPMCB SMARTRETIREMENT DRE 2035 FUND |
| T. ROWE PRICE STABLE VALUE COMMON TRUST FUND A |
| JPMCB SMARTRETIREMENT DRE 2020 FUND |
| JPMCB SMARTRETIREMENT DRE 2040 FUND |
| BLACKROCK EQUITY INDEX FUND M |
| WILMINGTON LARGE CAP GROWTH II R1 |
| JPMCB SMARTRETIREMENT DRE 2045 FUND |
| JPMCB SMARTRETIREMENT DRE INCOME FUND |
| JANUS HENDERSON ENTERPRISE FUND CLASS N |
| JPMCB SMARTRETIREMENT DRE 2050 FUND |
| BLACKROCK MSCI ACWI EX- U. S. IMI INDEX FUND M |
| BLACKROCK U. S. DEBT INDEX FUND W |
| MFS VALUE FUND CLASS R3 |
| PRINCIPAL SMALLCAP FUND INSTITUTIONAL CLASS |
| FIDELITY BROKERAGELINK SELF-DIRECTED BROKERAGE ACCOUNT |
| BLACKROCK EXTENDED EQUITY MARKET INDEX FUND |
| BAIRD CORE PLUS BOND FUND CLASS INSTITUTIONAL |
| ALLSPRING SPECIAL MID CAP VALUE FUND - CLASS R6 |
| AMERICAN FUNDS EUROPACIFIC GROWTH FUND - CLASS R-6 |
| JPMCB SMARTRETIREMENT DRE 2055 FUND |
| JPMCB SMARTRETIREMENT DRE 2060 FUND |
| PIONEER MULTI-SECTOR FIXED INCOME TRUST |
| PRINCIPAL DIVERSIFIED REAL ASSET CIT TIER 1 |
Investment model portfolios
We provide two types of investment model portfolios for ITG HOLDINGS USA, INC. EMPLOYEE SAVINGS & RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ITG HOLDINGS USA, INC. EMPLOYEE SAVINGS & RETIREMENT PLAN