Investment options of IRVIN AUTOMOTIVE PRODUCTS 401(K) PLAN
Total Available Funds: 31
| Investment Description |
|---|
| MUTUAL FUND AF EURO PACIFIC GROWTH FUND |
| MUTUAL FUND AF BALANCED R6 |
| *MUTUAL FUND FIDELITY 500 INDEX |
| *MUTUAL FUND FIDELITY CONTRAFUND R6 |
| *MUTUAL FUND FIDELITY EXTENDED MARKET |
| *MUTUAL FUND FIDELITY FREEDOM 2015 TARGET FUND |
| *MUTUAL FUND FIDELITY FREEDOM 2020 TARGET FUND |
| *MUTUAL FUND FIDELITY FREEDOM 2025 TARGET FUND |
| *MUTUAL FUND FIDELITY FREEDOM 2030 TARGET FUND |
| *MUTUAL FUND FIDELITY FREEDOM 2035 TARGET FUND |
| *MUTUAL FUND FIDELITY FREEDOM 2040 TARGET FUND |
| *MUTUAL FUND FIDELITY FREEDOM 2045 TARGET FUND |
| *MUTUAL FUND FIDELITY FREEDOM 2050 TARGET FUND |
| *MUTUAL FUND FIDELITY FREEDOM 2055 TARGET FUND |
| *MUTUAL FUND FIDELITY FREEDOM 2060 TARGET FUND |
| *MUTUAL FUND FIDELITY FREEDOM 2065 TARGET FUND |
| *MUTUAL FUND FIDELITY FREEDOM INCOME |
| *MUTUAL FUND FIDELITY GOVERNMENT MARKET |
| *MUTUAL FUND FIDELITY GROWTH COMPANY |
| *MUTUAL FUND FIDELITY LOW PRICED STOCK |
| *MUTUAL FUND FIDELITY SMALL CAP GROWTH K6 |
| MUTUAL FUND LARGE CAP GROWTH II R1 |
| MUTUAL FUND MFS VALUE R3 |
| MUTUAL FUND PIONEER STRATEGY INCOME |
| MUTUAL FUND PRINCIPAL DIVERSIFIED |
| MUTUAL FUND PIMCO TOTAL RETURN FUND |
| MUTUAL FUND VANGUARD TOTAL BOND MARKET |
| MUTUAL FUND VANGUARD TOTAL INTERNATIONAL STOCK |
| MUTUAL FUND VANGUARD INTERNATIONAL VALUE |
| MUTUAL FUND WELLS FARGO SPECIAL MID CAP VALUE FUND |
| COLLECTIVE TRUST FUND MANAGED INCOME PORTFOLIO CLASS 1 |
Investment model portfolios
We provide two types of investment model portfolios for IRVIN AUTOMOTIVE PRODUCTS 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for IRVIN AUTOMOTIVE PRODUCTS 401(K) PLAN