Investment options of INVESTMENT PROPERTY GROUP UT 401(K) PLAN
Total Available Funds: 31
| Investment Description |
|---|
| ALGER MUTUAL FUND, CAPITAL APPRECIATION |
| T. ROWE PRICE MUTUAL FUND, RETIREMENT 2045 |
| T. ROWE PRICE MUTUAL FUND, RETIREMENT 2035 |
| AMERICAN CENTURY MUTUAL FUND, STRATEGIC ALLOCATION: MODERATE |
| T. ROWE PRICE MUTUAL FUND, RETIREMENT 2010 |
| JP MORGAN MUTUAL FUND, CORE BOND |
| T. ROWE PRICE MUTUAL FUND, RETIREMENT 2015 |
| T. ROWE PRICE MUTUAL FUND, RETIREMENT 2060 |
| T. ROWE PRICE MUTUAL FUND, RETIREMENT 2025 |
| FEDERATED MUTUAL FUND, INTERNATIONAL LEADERS |
| JP MORGAN MUTUAL FUND, EQUITY INCOME |
| PIONEER MUTUAL FUND, BOND |
| DSW MUTUAL FUND, REAL ESTATE SECURITIES |
| T. ROWE PRICE MUTUAL FUND, RETIREMENT 2050 |
| JP MORGAN MUTUAL FUND, US SMALL COMPANY |
| PGIM MUTUAL FUND, HIGH YIELD |
| T. ROWE PRICE MUTUAL FUND, RETIREMENT 2005 |
| T. ROWE PRICE MUTUAL FUND, RETIREMENT 2040 |
| INVESCO MUTUAL FUND, COMSTOCK |
| T. ROWE PRICE MUTUAL FUND, RETIREMENT 2030 |
| T. ROWE PRICE MUTUAL FUND, RETIREMENT 2020 |
| T. ROWE PRICE MUTUAL FUND, RETIREMENT 2055 |
| VIRTUS VONTOBEL MUTUAL FUND, EMERGING MARKETS OPPORTUNITIES |
| DELAWARE MUTUAL FUND, SMALL CAP VALUE |
| JANUS HENDERSON MUTUAL FUND, TRITON |
| STATE STREET BANK COMMON COLLECTIVE TRUST, RUSSELL SMALL CAP INDEX |
| STATE STREET BANK COMMON COLLECTIVE TRUST, S&P 500 INDEX |
| STATE STREET BANK COMMON COLLECTIVE TRUST, INTERNATIONAL INDEX SECURITIES LENDING |
| STATE STREET BANK COMMON COLLECTIVE TRUST, S&P MID CAP INDEX |
| STATE STREET BANK COMMON COLLECTIVE TRUST, U. S. INFLATION PROTECTED BOND INDEX |
| INVESCO COMMON COLLECTIVE TRUST, STABLE ASSET |
Investment model portfolios
We provide two types of investment model portfolios for INVESTMENT PROPERTY GROUP UT 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for INVESTMENT PROPERTY GROUP UT 401(K) PLAN