Investment options of IHC CONSTRUCTION COMPANIES, LLC PROFIT SHARING & SAVINGS PLAN
Total Available Funds: 31
| Investment Description |
|---|
| FEDERATED FEDERATED HERMES CAPITAL PRESERVATION S |
| FEDERATED GM FEDERATED HERMES CAPITAL PRESERVATION S |
| AMERICAN CENTURY AMERICAN CENTURY INFL-ADJ BOND R6 |
| ALLIANCE BERNSTEIN AB LARGE CAP GROWTH Z |
| BLACKROCK BLACKROCK MID-CAP GROWTH EQUITY K |
| ISHARES ISHARES RUSSELL MID-CAP INDEX K |
| COLUMBIA COLUMBIA DIVIDEND INCOME I3 |
| VANECK VANECK CM COMMODITY INDEX I |
| COLUMBIA COLUMBIA SMALL CAP GROWTH I3 |
| FIRST EAGLE FIRST EAGLE GLOBAL R6 |
| FRANKLIN FRANKLIN SMALL CAP VALUE R6 |
| FIDELITY FIDELITY 500 INDEX FUND |
| AMERICAN CENTURY GM AMERICAN CENTURY INFL-ADJ BOND R6 |
| ALLIANCE BERNSTEIN GM AB LARGE CAP GROWTH Z |
| BLACKROCK GM BLACKROCK MID-CAP GROWTH EQUITY K |
| COLUMBIA GM COLUMBIA DIVIDEND INCOME I3 |
| COLUMBIA GM COLUMBIA SMALL CAP GROWTH I3 |
| FRANKLIN GM FRANKLIN SMALL CAP VALUE R6 |
| LORD ABBETT GM LORD ABBETT HIGH YIELD R6 |
| VIRTUS GM VIRTUS NFJ MID-CAP VALUE I |
| VANGUARD GM VANGUARD INTERNATIONAL VALUE INV |
| VANGUARD GM VANGUARD INTERNATIONAL GROWTH ADM |
| LEGG MASON GM WESTERN ASSET CORE BOND IS |
| JANUS HENDERSON JANUS HENDERSON BALANCED N |
| LOOMIS SAYLES LOOMIS SAYLES GLOBAL ALLOCATION N |
| LORD ABBETT LORD ABBETT HIGH YIELD R6 |
| PIMCO PIMCO INCOME INSTL |
| PRINCIPAL PRINCIPAL REAL ESTATE SECURITIES INSTL |
| VIRTUS VIRTUS NFJ MID-CAP VALUE I |
| AMERICAN FUNDS AMERICAN FUNDS NEW WORLD R6 |
| VANGUARD VANGUARD FTSE ALL- |
Investment model portfolios
We provide two types of investment model portfolios for IHC CONSTRUCTION COMPANIES, LLC PROFIT SHARING & SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for IHC CONSTRUCTION COMPANIES, LLC PROFIT SHARING & SAVINGS PLAN