Investment options of HOSPITAL & MEDICAL FOUNDATION OF PARIS, INC. TAX DEFERRED ANNUITY PLAN
Total Available Funds: 19
| Investment Description |
|---|
| MATRIX TRUST COMPANY |
| BLACKROCK LIQUIDITY FEDFUNDS (TFDXX) |
| MATRIX SDBA-TD (AMTIDA) MUTUAL FUND |
| ABERDEEN STANDARD BLMB (BCI) EXCHANGE TRADED FUND |
| AMERICAN CENTURY MULTISECTOR IN (MUSI) EXCHANGE TRADED FUND |
| BNY MELLON INTL ST FD CL I (DISRX) MUTUAL FUND |
| DFA INTL SMALL COMPANY I (DFISX) MUTUAL FUND |
| FIDELITY TOTAL BOND ETF (FBND) EXCHANGE TRADED FUND |
| JANUS HENDERSON SHORT DURATION INCOME ETF (VNLA) EXCHANGE TRADED FUND |
| JPMORGAN DIVERS REUTRN INTL EQ (JPIN) EXCHANGE TRADED FUND |
| JPMORGAN US VALUE FACTOR ETF (JVAL) EXCHANGE TRADED FUND |
| PIMCO 1-5 YEAR US TIPS INDEX (STPZ) EXCHANGE TRADED FUND |
| PIMCOACTIVE BOND EXCHANGE-TRADED FUND (BOND) EXCHANGE TRADED FUND |
| PIMCO ENHANCED SHORT MATURITY (MINT) EXCHANGE TRADED FUND |
| SCHWAB FUNDAMENTAL INTL LARGE CO (FNDF) EXCHANGE TRADED FUND |
| SPDR DOUBLINE TOTAL RETURN TACT (TOTL) EXCHANGE TRADED FUND |
| VANGUARD MID CAP ETF (VO) EXCHANGE TRADED FUND |
| VANGUARD S&P 500 ETF (VOO) EXCHANGE TRADED FUND |
| XTRACKERS USD HIGH YIELD CORPORATE BOND (HYLB) EXCHANGE TRADED FUND |
Investment model portfolios
We provide two types of investment model portfolios for HOSPITAL & MEDICAL FOUNDATION OF PARIS, INC. TAX DEFERRED ANNUITY PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for HOSPITAL & MEDICAL FOUNDATION OF PARIS, INC. TAX DEFERRED ANNUITY PLAN