Investment options of HILL, BARTH & KING, LLC 401(K) PSP
Total Available Funds: 31
| Investment Description |
|---|
| METLIFE GAC-25053 CLASS 0 |
| AMERITRADE SELF-DIRECT CASH FUND |
| AMERITRADE SELF-DIRECTED INVEST FD |
| AMERICAN FUNDS EUROPACIFIC GR R6 |
| INVESCO DEVELOPING MARKETS Y |
| VANGUARD U. S GROWTH ADM |
| VANGUARD EQUITY INCOME ADM |
| VANGUARD MID-CAP GROWTH INDEX ADM |
| VANGUARD MID-CAP VALUE INDEX ADM |
| VANGUARD EXPLORER ADM |
| VANGUARD SMALL CAP VALUE INDEX ADM |
| PIMCO COMMODITY REAL RET STRAT INSTL |
| VANGUARD TOTAL BOND MARKET ADM |
| VANGUARD INTERM-TERM TREASURY ADM |
| TIAA-CREF S& P 500 INDEX INSTL |
| NORTHERN FUNDS MID CAP INDEX FUND |
| COLUMBIA SMALL CAP INDEX I |
| VANGUARD TARGET RETIREMENT INCOME FUND |
| VANGUARD TARGET RETIREMENT 2015 INV |
| VANGUARD TARGET RETIREMENT 2020 INV |
| VANGUARD TARGET RETIREMENT 2025 INV |
| VANGUARD TARGET RETIREMENT 2030 INV |
| VANGUARD TARGET RETIREMENT 2035 INV |
| VANGUARD TARGET RETIREMENT 2040 INV |
| VANGUARD TARGET RETIREMENT 2045 INV |
| VANGUARD TARGET RETIREMENT 2050 INV |
| VANGUARD TARGET RETIREMENT 2055 INV |
| VANGUARD TARGET RETIREMENT 2060 INV |
| VANGUARD TARGET RETIREMENT 2065 INV |
| AMERICAN FUNDS CAPITAL INC BLDR R6 |
| DODGE & COX INCOME FUND |
Investment model portfolios
We provide two types of investment model portfolios for HILL, BARTH & KING, LLC 401(K) PSP participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for HILL, BARTH & KING, LLC 401(K) PSP